| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CIGNA3 Filed as: CIGNA CORPORATION | P.O. BOX 645014 CINCINNATI, OH 452645014 | HEALTHSCOPE BENEFITS | $57K | — | $57K | 8.06% |
| UNITED STATES FIRE INSURANCE COMPAN3 | 5 CHRISTOPHER WAY, 3RD FLOOR EATONTOWN, NJ 07724 | HEALTHSCOPE BENEFITS | $38K | — | $38K | 5.32% |
| HEALTHIESTYOU3 | 20909 N. 90TH PL, STE 105 SCOTTSDALE, AZ 852559218 | HEALTHSCOPE BENEFITS | $25K | — | $25K | 3.57% |
| TIKIA CONSULTING GROUP INC Filed as: TIKIA CONSULTING GROUP IN | 3525 NORTH CAUSEWAY BLVD. SUITE 815 METAIRIE, LA 70002 | HM LIFE INSURANCE COMPANY | $3K | — | $3K | 0.56% |
| CORY TUCKER & LARROWE INC | 3850 NORTH CAUSEWAY BLVD SUITE 1360 METAIRIE, LA 70002 | HM LIFE INSURANCE COMPANY | $2K | — | $2K | 0.30% |
| TIKIA CONSULTING GROUP INC3 Filed as: TIKIA CONSULTING GROUP IN | 3525 NORTH CAUSEWAY BLVD. SUITE 815 METAIRIE, LA 70002 | GUARDIAN | $43K | — | $43K | 12.55% |
| CORY TUCKER & LARROWE INC3 | 3850 NORTH CAUSEWAY BLVD SUITE 1360 METAIRIE, LA 70002 | GUARDIAN | $23K | — | $23K | 6.76% |
| DONALD R MASSAD, APC3 Filed as: DONALD R MASSAD A PROF CORP | 4970 BLUEBONNET BLVD BATON ROUGE, LA 70809 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16K | $3K | $18K | 17.88% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | PO BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $1K | $8K | 7.90% |
| MATTHEW MEHLON3 | P. O. BOX 80521 BATON ROUGE, LA 70898 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $718 | $4K | 3.86% |
| THE MASSAD OLINDE GROUP LLC3 Filed as: THE MASSAD OLINDE GROUP, LLC | 4970 BLUEBONNET BLVD BATON ROUGE, LA 70809 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 1.99% |
| KAREN SUE MUSACCHIA3 | 14049 KATHERINE AVE BATON ROUGE, LA 70815 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $180 | $2K | 1.76% |
| LES-LEIGH CARGILL3 | 7250 VICE PRESIDENT DRIVE BATON ROUGE, LA 70817 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $588 | $263 | $851 | 0.84% |
| SHANNON S KNAPPS3 Filed as: SHANNON S. KNAPPS | 11015 MCCULOUGH RD ZACHARY, LA 70791 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $366 | $18 | $384 | 0.38% |
| DANA FASSKE3 | 31 HILLCREST RD NIANTIC, CT 06357 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $309 | $22 | $331 | 0.33% |
| LARRY DALE FARRIS3 | 9750 N. PARKVIEW DR BATON ROUGE, LA 70815 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $131 | — | $131 | 0.13% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DR COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70 | — | $70 | 0.07% |
| STEVE MULLEN3 | 8685 JOOR ROAD BATON ROUGE, LA 70818 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | — | $40 | 0.04% |
| PROFESSIONAL BENEFITS CONSULTANTS3 | PO BOX 12612 ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $9 | $19 | 0.02% |
| BRIDGET D ETCHESON3 | 3264 PLEASANT LN DERIDDER, LA 70634 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $2 | $12 | 0.01% |
| ELYSIAN INSURANCE AGENCY3 | 4736 WEST NAPOLEON AVE METAIRIE, LA 70001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 580 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 580 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHSCOPE BENEFITS | 359 | $706K |
| Dental | GUARDIAN | 461 | $342K |
| Vision | HM LIFE INSURANCE COMPANY | 580 | $618K |
| Life insurance(2 contracts, 2 carriers) | GUARDIAN | 461 | $444K |
| Short-term disability(2 contracts, 2 carriers) | GUARDIAN | 461 | $444K |
| Long-term disability(2 contracts, 2 carriers) | GUARDIAN | 461 | $444K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 580 | $618K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 580 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.