| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CIGNA3 Filed as: CIGNA CORPORATION | PO BOX 645014 CINCINNATI, OH 45264 | HEALTHSCOPE BENEFITS | $67K | — | $67K | 8.04% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES | PO BOX 3809 BATON ROUGE, LA 70821 | ENVISIONRX | — | $20K | $20K | 4.55% |
| BXS INSURANCE INC3 | PO BOX 3809 BATON ROUGE, LA 70821 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $32K | — | $32K | 15.54% |
| BXS INSURANCE INC3 | PO BOX 3809 BATON ROUGE, LA 70821 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $29K | $306 | $30K | 17.68% |
| BXS INSURANCE INC3 | P.O. BOX 3809 BATON ROUGE, LA 70821 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $24K | $156 | $24K | 20.13% |
| BXS INSURANCE INC3 | PO BOX 3809 BATON ROUGE, LA 70821 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $19K | $57 | $19K | 20.06% |
| BXS INSURANCE INC3 | P.O. BOX 250 GULFPORT, MS 39502 | ALLSTATE - AMERICAN HERITAGE LIFE INS COMPANY | $7K | — | $7K | 10.29% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 3525 N CAUSEWAY BLVD STE 815 METAIRIE, LA 70002 | ALLSTATE - AMERICAN HERITAGE LIFE INS COMPANY | $979 | — | $979 | 1.35% |
| WORKSITE MKTG SOLUTIONS LLC3 | 14635 S HARRELL'S FERRY RD SUITE 6C BATON ROUGE, LA 70816 | ALLSTATE - AMERICAN HERITAGE LIFE INS COMPANY | $860 | — | $860 | 1.19% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS LLC | 38975 O'NEAL LANE, STE B BATON ROUGE, LA 70816 | ALLSTATE - AMERICAN HERITAGE LIFE INS COMPANY | $118 | — | $118 | 0.16% |
| BXS INSURANCE INC3 | P.O. BOX 3809 BATON ROUGE, LA 70821 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | $78 | $13K | 25.15% |
| BXS INSURANCE INC3 | PO BOX 3809 BATON ROUGE, LA 70821 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | — | $12K | 25.00% |
| BXS INSURANCE INC3 | P.O. BOX 3809 BATON ROUGE, LA 70821 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 20.00% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 3525 N CAUSEWAY BLVD STE 815 METAIRIE, LA 70002 | ALLSTATE - AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 10.00% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 3525 N CAUSEWAY BLVD STE 815 METAIRIE, LA 70002 | ALLSTATE - AMERICAN HERITAGE LIFE INS COMPANY | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 582 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 582 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HEALTHSCOPE BENEFITS | 565 | $1.3M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 229 | $208K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 229 | $208K |
| Life insurance(2 contracts, 2 carriers) | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | 582 | $194K |
| Short-term disability(2 contracts, 2 carriers) | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | 147 | $97K |
| Long-term disability | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | 202 | $168K |
| Stop-loss / reinsurancereinsurance | HEALTHSCOPE BENEFITS | 224 | $829K |
| Other(4 contracts, 2 carriers) | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | 579 | $120K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 582 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.