| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CIGNA3 Filed as: CIGNA CORPORATION | PO BOX 645014 CINCINNATI, OH 45264 | HEALTHSCOPE BENEFITS | $64K | — | $64K | 8.28% |
| CIGNA3 Filed as: CIGNA CORPORATION | PO BOX 645014 CINCINNATI, OH 45264 | HEALTHSCOPE BENEFITS | $9K | — | $9K | 1.11% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES | P.O. BOX 3809 BATON ROUGE, LA 70821 | ENVISIONRX | — | $15K | $15K | 3.48% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES | P.O. BOX 3809 BATON ROUGE, LA 70821 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $36K | $5K | $41K | 17.69% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES | P.O. BOX 3809 BATON ROUGE, LA 70821 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $27K | $5K | $32K | 20.77% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES | P.O. BOX 3809 BATON ROUGE, LA 70821 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $21K | $3K | $24K | 22.82% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES | P.O. BOX 3809 BATON ROUGE, LA 70821 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $17K | $2K | $20K | 22.85% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES | P.O. BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INS COMPANY | $18K | — | $18K | 21.71% |
| RINA TIKIA3 | 3525 N CAUSEWAY BLVD STE 815 METAIRIE, LA 70002 | AMERICAN HERITAGE LIFE INS COMPANY | $7K | — | $7K | 8.27% |
| WORKSITE MKTG SOLUTIONS LLC3 | 14635 S HARRELL'S FERRY RD SUITE 6C BATON ROUGE, LA 70816 | AMERICAN HERITAGE LIFE INS COMPANY | $5K | — | $5K | 5.83% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS LLC | 14635 S HARRELL'S FERRY RD SUITE 6C BATON ROUGE, LA 70816 | AMERICAN HERITAGE LIFE INS COMPANY | $2K | — | $2K | 2.44% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES | P.O. BOX 3809 BATON ROUGE, LA 70821 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | $2K | $15K | 28.13% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES | P.O. BOX 3809 BATON ROUGE, LA 70821 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | $2K | $14K | 28.02% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES | P.O. BOX 3809 BATON ROUGE, LA 70821 | CIGNA GROUP INSURANCE | $3K | $445 | $4K | 22.80% |
| RINA TIKIA3 | 3525 N CAUSEWAY BLVD STE 815 METAIRIE, LA 70002 | ALLSTATE - AMERICAN HERITAGE LIFE INSURANCE COMPANY | $69 | — | $69 | 28.75% |
| WORKSITE MKTG SOLUTIONS LLC3 | 14635 S HARRELL'S FERRY RD SUITE 6C BATON ROUGE, LA 70816 | ALLSTATE - AMERICAN HERITAGE LIFE INSURANCE COMPANY | $48 | — | $48 | 20.00% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS LLC | 14635 S HARRELL'S FERRY RD SUITE 6C BATON ROUGE, LA 70816 | ALLSTATE - AMERICAN HERITAGE LIFE INSURANCE COMPANY | $21 | — | $21 | 8.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 565 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 565 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HEALTHSCOPE BENEFITS | 565 | $1.2M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 304 | $234K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 304 | $234K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 166 | $187K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 166 | $87K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 166 | $152K |
| Stop-loss / reinsurancereinsurance | HEALTHSCOPE BENEFITS | 299 | $775K |
| Other(4 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 516 | $119K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 565 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.