| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: DWIGHT W. ANDRUS INSURANCE, INC. | PO BOX 60970 LAFAYETTE, LA 705960970 | METROPOLITAN LIFE INSURANCE COMPANY | $40K | $3K | $43K | 6.48% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA LLC | PO BOX 1269 HOUMA, LA 70361 | SYMETRA LIFE INSURANCE COMPANY | $46K | $39K | $85K | 12.93% |
| DWIGHT W ANDRUS INS AGCY INC3 Filed as: DWIGHT W ANDRUS INSURANCE AGENCY IN | 500 DOVER BLVD STE 110 LAFAYETTE, LA 70503 | SYMETRA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3861 AMBASSADOR CAFFERY PKWY LAFAYETTE, LA 70596 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20K | $11K | $31K | 30.93% |
| JOEY MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $11K | $17K | 16.79% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHURCH OF GOD RD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $2K | $6K | 5.92% |
| DWIGHT W ANDRUS INS AGCY INC3 Filed as: DWIGHT W ANDRUS INSURANCE AGENCY IN | P O BOX 60970 LAFAYETTE, LA 705960970 | METROPOLITAN LIFE INSURANCE COMPANY | $475 | $21 | $496 | 7.86% |
| ANDREW BRANTLEY3 | 5 COWBOYS WAY STE 300-I FRISCO, TX 750342066 | METROPOLITAN LIFE INSURANCE COMPANY | $167 | — | $167 | 2.65% |
| THE ORIENTATION COMPANY, INC.3 Filed as: THE ORIENTATION COMPANY | 5 COWBOYS WAY STE 300-I FRISCO, TX 750342066 | METROPOLITAN LIFE INSURANCE COMPANY | — | $10 | $10 | 0.16% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE AGENCY INC | PO BOX 60970 LAFAYETTE, LA 705960970 | METROPOLITAN LIFE INSURANCE COMPANY | $76 | $3 | $79 | 9.13% |
| ANDREW BRANTLEY3 | 5 COWBOYS WAY STE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $30 | — | $30 | 3.47% |
| THE ORIENTATION COMPANY, INC.3 Filed as: THE ORIENTATION COMPANY | 5 COWBOYS WAY STE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $2 | — | $2 | 0.23% |
| DWIGHT W ANDRUS INS AGCY INC3 Filed as: DWIGHT W ANDRUS INSURANCE AGENCY IN | P O BOX 60970 LAFAYETTE, LA 705960970 | METROPOLITAN LIFE INSURANCE COMPANY. | — | $3 | $3 | 0.38% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS AND BLUE SHIELD OF LOUIS | 5525 REITZ AVENUE BATON ROUGE, LA 70809 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | — | $922K | $922K | — |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS INC | 500 DOVER BLVD STE 110 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $99K | $5K | $103K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,868 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,868 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,214 | $8K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,416 | $667K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 2,416 | $667K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 1,688 | $658K |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 1,688 | $658K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 1,688 | $658K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 2,214 | $0 |
| Other(2 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 1,688 | $757K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,416 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.