| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD 300 METAIRIE, LA 70002 | HUMANA HEALTH PLAN, INC. | $112K | — | $112K | 5.66% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD 300 METAIRIE, LA 70002 | HUMANA DENTAL INSURANCE COMPANY | $66K | — | $66K | 9.76% |
| CHRISTIAN LAPEYRE INSURANCE SERVICE3 Filed as: CHRISTIAN LAPAYRE INS SER INC | 1217 MUSEUM DR HOUMA, LA 70360 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $30K | — | $30K | 9.00% |
| ROBICHAUX AND ASSOCIATES3 Filed as: ROBICHAUX & ASSOCIATES | 1217 MUSEUM DRIVE HOUMA, LA 70360 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $20K | — | $20K | 6.00% |
| ALFORD STAPLES LAPEYRE & ROBICHAUX3 | P O BOX 910 HOUMA, LA 70361 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $18K | — | $18K | 5.68% |
| CHRISTIAN LAPEYRE INSURANCE SERVICE3 Filed as: CHRISTIAN LAPAYRE INS SER INC | 1217 MUSEUM DR HOUMA, LA 70360 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 1.09% |
| ROBICHAUX AND ASSOCIATES3 Filed as: ROBICHAUX & ASSOCIATES | 1217 MUSEUM DRIVE HOUMA, LA 70360 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 0.73% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD 300 METAIRIE, LA 70002 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $17K | — | $17K | 12.66% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD 300 METAIRIE, LA 70002 | HUMANA INSURANCE COMPANY | $9K | — | $9K | 14.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,461 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 1,867 | $2.0M |
| Dental | HUMANA DENTAL INSURANCE COMPANY | 1,986 | $681K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 1,823 | $133K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,919 | $375K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,919 | $396K |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,919 | $396K |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 1,867 | $2.0M |
| Stop-loss / reinsurancereinsurance | HUMANA HEALTH PLAN, INC. | 1,867 | $2.0M |
| Other(2 contracts, 2 carriers) | HUMANA HEALTH PLAN, INC. | 1,867 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,986 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.