| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LA LLC | P O BOX 1269 HOUMA, LA 70361 | SYMETRA LIFE INSURANCE COMPANY | $45K | — | $45K | 4.87% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA LLC | P O BOX 1269 HOUMA, LA 70361 | SYMETRA LIFE INSURANCE COMPANY | $12K | $27K | $38K | 4.20% |
| ASSUREDPARTNERS Filed as: DWIGHT W ANDRUS INS INC | 500 DOVER BLVD STE 110 LAFAYETTE, LA 70503 | SYMETRA LIFE INSURANCE COMPANY | $3K | — | $3K | 0.35% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W. ANDRUS INSURANCE, INC. | 500 DOVER BLVD 110 LAFAYETTE, LA 70503 | UNITED HEALTHCARE INSURANCE COMPANY | $45K | — | $45K | 6.47% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE AGENCY | 500 DOVER BLVD 110 LAFAYETTE, LA 70503 | UNITED HEALTHCARE INSURANCE COMAPNY | $45K | — | $45K | 7.39% |
| DWIGHT W ANDRUS INS AGCY INC3 Filed as: DWIGHT W ANDRUS INSURANCE AGENCY IN | P O BOX 60970 LAFAYETTE, LA 705960970 | METROPOLITAN LIFE INSURANCE COMPANY, | $34K | $13 | $34K | 8.85% |
| ANDREW BRANTLEY3 | 5505 MERRIMAC AVE STE 100 DALLAS, TX 752065831 | METROPOLITAN LIFE INSURANCE COMPANY, | $866 | — | $866 | 0.22% |
| THE ORIENTATION COMPANY, INC.3 Filed as: THE ORIENTATION COMPANY | 5500 MERRIMAC AVE STE 100 DALAS, TX 752065832 | METROPOLITAN LIFE INSURANCE COMPANY, | — | $51 | $51 | 0.01% |
| DWIGHT W ANDRUS INS AGCY INC3 Filed as: DWIGHT W ANDRUS INSURANCE AGENCY IN | P O BOX 60970 LAFAYETTE, LA 705960970 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $13 | $23K | 11.71% |
| THE ORIENTATION COMPANY, INC.3 Filed as: THE ORIENTATION COMPANY | 5500 MERRIMAC AVE STE 100 DALLAS, TX 752065832 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$4 | -$4 | -0.00% |
| DWIGHT W ANDRUS INS AGCY INC3 Filed as: DWIGHT W ANDRUS INSURANCE AGENCY IN | P O BOX 60970 LAFAYETTE, LA 705960970 | METROPOLITAN LIFE INSURANCE COMPANY. | $14K | $13 | $14K | 10.04% |
| ANDREW BRANTLEY3 | 5505 MERRIMAC AVE STE 100 DALLAS, TX 752065831 | METROPOLITAN LIFE INSURANCE COMPANY. | -$1 | — | -$1 | -0.00% |
| THE ORIENTATION COMPANY, INC.3 Filed as: THE ORIENTATION COMPANY | 5500 MERRIMAC AVE STE 100 DALLAS, TX 752065832 | METROPOLITAN LIFE INSURANCE COMPANY. | — | -$2 | -$2 | -0.00% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS INC | 500 DOVER BLVD STE 110 LAFAYETTE, LA 705035000 | UNITED HEALTHCARE INSURANCE COMAPNY' | $6K | — | $6K | 7.37% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX, INC EIN 33-0441200 PHARMACY BENEFIT MANAGEME | Claims processing; Float revenue; Other fees; Direct payment from the plan Service code 12 | — | $4.0M |
| UMR, INC EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | P O BOX 1087 WAUSAU, WI 544021087 | $654K |
| DWIGHT ANDRUS INSURANCE AGENCY EIN 72-0490849 BROKER | Other commissions Service code 55 | 500 DOVER BLVD 100 LAFAYETTE, LA 70503 | $111K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,061 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,061 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 2,923 | $1.4M |
| Vision(2 contracts) | UNITED HEALTHCARE INSURANCE COMAPNY | 1,777 | $700K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 1,586 | $918K |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 1,586 | $918K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 1,586 | $918K |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY. | 1,710 | $1.2M |
| Other | SYMETRA LIFE INSURANCE COMPANY | 1,586 | $918K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,923 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.