| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD 300 METAIRIE, LA 70002 | HUMANA HEALTH PLAN, INC. | $108K | — | $108K | 4.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD 300 METAIRIE, LA 70002 | HUMANA DENTAL INSURANCE COMPANY | $63K | — | $63K | 9.62% |
| CHRISTIAN LAPEYRE INSURANCE SERVICE3 Filed as: CHRISTIAN LAPAYRE INS SER INC | P O BOX 1269 HOUMA, LA 70361 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $33K | — | $33K | 9.00% |
| ROBICHAUX AND ASSOCIATES3 Filed as: ROBICHAUX & ASSOCIATES | 1217 MUSEUM DRIVE HOUMA, LA 70360 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $22K | — | $22K | 6.00% |
| CHRISTIAN LAPEYRE INSURANCE SERVICE3 Filed as: CHRISTIAN LAPAYRE INS SER INC | 1217 MUSEUM DR HOUMA, LA 70360 | AMERICAN UNITED LIFE INSURANCE COMPANY | $30K | — | $30K | 9.30% |
| ROBICHAUX AND ASSOCIATES3 | 1217 MUSEUM DRIVE HOUMA, LA 70360 | AMERICAN UNITED LIFE INSURANCE COMPANY | $20K | — | $20K | 6.20% |
| CHRISTIAN LAPEYRE INSURANCE SERVICE3 Filed as: CHRISTIAN LAPAYRE INS SER INC | 1217 MUSEUM DR HOUMA, LA 70360 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $13K | — | $13K | 4.50% |
| ROBICHAUX AND ASSOCIATES3 Filed as: ROBICHAUX & ASSOCIATES | 1217 MUSEUM DRIVE HOUMA, LA 70360 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 3.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD 300 METAIRIE, LA 70002 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $14K | — | $14K | 12.80% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD 300 METAIRIE, LA 70002 | HUMANA INSURANCE COMPANY | $9K | — | $9K | 12.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,806 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,806 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 2,203 | $2.2M |
| Dental | HUMANA DENTAL INSURANCE COMPANY | 2,235 | $655K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 2,080 | $106K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 2,198 | $371K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 1,552 | $323K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,065 | $362K |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 2,203 | $2.2M |
| Stop-loss / reinsurancereinsurance | HUMANA HEALTH PLAN, INC. | 2,203 | $2.2M |
| Other(3 contracts, 3 carriers) | HUMANA HEALTH PLAN, INC. | 2,203 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,235 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.