| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FAIRWAY PARTNERS LLC3 Filed as: FAIRWAY PARTNERS, LLC | 5956 SHERRY LANE SUITE 1620 DALLAS, TX 75225 | UNITEDHEALTHCARE INSURANCE COMPANY | $46K | — | $46K | 5.51% |
| ROGERS BENEFIT GROUP INC3 | 3900 NORTH CAUSEWAY BOULEVARD SUITE 1042 METAIRIE, LA 70002 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $15K | $15K | 1.82% |
| FAIRWAY PARTNERS LLC3 | 5956 SHERRY LANE SUITE 1620 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $121 | $5K | 10.25% |
| FAIRWAY PARTNERS LLC3 | 5956 SHERRY LANE SUITE 1620 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $379 | $6K | 15.97% |
| FAIRWAY PARTNERS LLC3 | 5956 SHERRY LANE SUITE 1620 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $341 | $6K | 15.94% |
| FAIRWAY PARTNERS LLC3 | 5956 SHERRY LANE SUITE 1620 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $259 | $4K | 15.98% |
| FAIRWAY PARTNERS LLC3 | 5956 SHERRY LANE SUITE 1620 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $95 | $2K | 15.92% |
| FAIRWAY PARTNERS LLC3 Filed as: FAIRWAY PARTNERS | 5956 SHERRY LANE SUITE 1620 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $764 | $37 | $801 | 10.48% |
| FAIRWAY PARTNERS LLC3 | 5956 SHERRY LANE SUITE 1620 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $868 | $57 | $925 | 15.98% |
| FAIRWAY PARTNERS LLC3 | 5956 SHERRY LANE SUITE 1620 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $783 | $48 | $831 | 15.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 197 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 199 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 102 | $833K |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 117 | $49K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 81 | $8K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 197 | $47K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 67 | $39K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 41 | $26K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 102 | $833K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 197 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.