| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FAIRWAY PARTNERS LLC3 Filed as: FAIRWAY PARTNERS, LLC | — | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $37K | — | $37K | 3.50% |
| FAIRWAY PARTNERS LLC3 Filed as: FAIRWAY PARTNERS | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $1K | $7K | 12.33% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 470 ASHLEY RIDGE BLVD SHREVEPORT, LA 71106 | METROPOLITAN LIFE INSURANCE COMPANY | — | $75 | $75 | 0.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 100 MATSONFORD ROAD 4 RADNOR CORPORATE CENTER SUITE 510 RADNOR, PA 19087 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2 | $2 | 0.00% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 12.43% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.57% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 12.58% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $928 | — | $928 | 2.42% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 12.39% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $853 | — | $853 | 2.61% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 12.57% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $304 | — | $304 | 2.43% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $869 | — | $869 | 12.69% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $159 | — | $159 | 2.32% |
| MOREMAN MOORE & COMPANY INC3 Filed as: MOREMAN MOORE & COMOPANY INC | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $537 | — | $537 | 12.51% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $107 | — | $107 | 2.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 117 | $1.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 222 | $59K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 218 | $51K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 89 | $44K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 68 | $33K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 117 | $1.1M |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 218 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 222 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.