| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 5087 THIBODAUX, LA 70302 | AETNA HEALTH, INC. | $37K | — | $37K | 3.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2345 GRAND AVENUE SUITE 400 KANSAS CITY, MO 64108 | AETNA HEALTH, INC. | — | $170 | $170 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 470 ASHLEY RIDGE BOULEVARD SHREVEPORT, LA 71106 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $41 | $5K | 9.90% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | METROPOLITAN LIFE INSURANCE COMPANY | — | $674 | $674 | 1.33% |
| GBT FINANCIAL SERVICES3 | 6350 VENECIA DRIVE BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| GBT FINANCIAL SERVICES3 | 6350 VENECIA DRIVE BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| GBT FINANCIAL SERVICES3 | 6350 VENECIA DRIVE BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| GBT FINANCIAL SERVICES3 | 6350 VENECIA DRIVE BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| GBT FINANCIAL SERVICES3 | 6350 VENECIA DRIVE BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| GBT FINANCIAL SERVICES3 | 6350 VENECIA DRIVE BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $930 | — | $930 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 226 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 226 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA HEALTH, INC. | 161 | $1.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 215 | $51K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 226 | $13K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 82 | $35K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 67 | $32K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 226 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 226 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.