| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES | 11219 FINANCIAL CENTRE PKWY, #311 LITTLE ROCK, AR 72211 | HEALTH ADVANTAGE | — | $34K | $34K | 2.50% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES | 11219 FINANCIAL CENTRE PKWY, #311 LITTLE ROCK, AR 72211 | ARKANSAS BLUE CROSS & BLUE SHIELD | $7K | — | $7K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $13K | — | $13K | 26.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 11219 FINANCIAL CENTRE PKWY, #311 LITTLE ROCK, AR 72211 | LINCOLN NATIONAL LIFE INS CO | $5K | — | $5K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $8K | — | $8K | 27.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 6325 RANCH ROAD LITTLE ROCK, AR 72223 | VISION SERVICE PLAN | $1K | — | $1K | 6.43% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 11219 FINANCIAL CENTRE PKWY, #311 LITTLE ROCK, AR 72211 | LINCOLN NATIONAL LIFE INS CO | $3K | — | $3K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 6325 RANCH ROAD SUITE 1410 LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 26.56% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 11219 FINANCIAL CENTRE PKWY, #311 LITTLE ROCK, AR 72211 | LINCOLN NATIONAL LIFE INS CO | $2K | — | $2K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 6325 RANCH ROAD SUITE 410 LITTLE ROCK, AR 72223 | LEADERS LIFE INSURANCE COMPANY | $6K | — | $6K | 56.73% |
| ASSOCIATED MARKETING GROUP, LLC | 128 SAN JOSE SPRINGDALE, AR 72764 | LEADERS LIFE INSURANCE COMPANY | $576 | — | $576 | 5.45% |
| JMC BENEFITS | 1637 SILVERTHORNE DR. LITTLE ROCK, AR 72210 | LEADERS LIFE INSURANCE COMPANY | $405 | — | $405 | 3.83% |
| BROKER CENTRIC ALLIANCE3 Filed as: BROKER CENTRIC ALLIANCE, INC. | 1350 S. BOULDER AVE., SUITE 900 TULSA, OK 74119 | LEADERS LIFE INSURANCE COMPANY | $331 | — | $331 | 3.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 11219 FINANCIAL CENTRE PKWY, #311 LITTLE ROCK, AR 72211 | GUARDIAN LIFE INSURANCE COMPANY | $414 | $194 | $608 | 14.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 185 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 232 | $1.4M |
| Dental | ARKANSAS BLUE CROSS & BLUE SHIELD | 246 | $74K |
| Vision | VISION SERVICE PLAN | 122 | $20K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INS CO | 152 | $21K |
| Short-term disability | TRUSTMARK INSURANCE COMPANY | 76 | $49K |
| Long-term disability | LINCOLN NATIONAL LIFE INS CO | 152 | $36K |
| Prescription drug | HEALTH ADVANTAGE | 232 | $1.4M |
| Other(4 contracts, 3 carriers) | TRUSTMARK INSURANCE COMPANY | 46 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 246 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.