| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES | 11219 FINANCIAL CENTRE PKWY, #311 LITTLE ROCK, AR 72211 | HEALTH ADVANTAGE | — | $28K | $28K | 2.56% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES | 11219 FINANCIAL CENTRE PKWY, #311 LITTLE ROCK, AR 72211 | ARKANSAS BLUE CROSS & BLUE SHIELD | $7K | — | $7K | 9.78% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 6325 RANCH DRIVE SUITE 1410 LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $25K | — | $25K | 53.74% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 6325 SUITE 1410 LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $23K | — | $23K | 61.93% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 11219 FINANCIAL CENTRE PKWY, #311 LITTLE ROCK, AR 72211 | LINCOLN NATIONAL LIFE INS CO. | $5K | — | $5K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | VISION SERVICE PLAN | $1K | — | $1K | 7.26% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 11219 FINANCIAL CENTRE PKWY, #311 LITTLE ROCK, AR 72211 | LINCOLN NATIONAL LIFE INS CO. | $3K | — | $3K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 6325 RANCH DRIVE SUITE 1410 LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $9K | — | $9K | 59.26% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 6325 RANCH DRIVE SUITE 1410 LITTLE ROCK, AR 72223 | LEADERS LIFE INSURANCE COMPANY | $6K | — | $6K | 62.16% |
| ASSOCIATED MARKETING GROUP, LLC | 128 SAN JOSE SPRINGDALE, AR 72764 | LEADERS LIFE INSURANCE COMPANY | $895 | — | $895 | 9.56% |
| BROKER CENTRIC ALLIANCE3 Filed as: BROKER CENTRIC ALLIANCE, INC. | 1350 S. BOULDER AVE., SUITE 900 TULSA, OK 74119 | LEADERS LIFE INSURANCE COMPANY | $448 | — | $448 | 4.79% |
| JMC BENEFITS | 1637 SILVERTHORNE DR. LITTLE ROCK, AR 72210 | LEADERS LIFE INSURANCE COMPANY | $447 | — | $447 | 4.78% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 11219 FINANCIAL CENTRE PKWY, #311 SUITE 1410 LITTLE ROCK, AR 72211 | GUARDIAN LIFE INSURANCE COMPANY | $4K | $112 | $4K | 67.25% |
| ASHFORD MID SOUTH LLC3 Filed as: ASHFORD MID SOUTH, LLC | 6060 PRIMARY PKWY MEMPHIS, TN 38119 | GUARDIAN LIFE INSURANCE COMPANY | $124 | — | $124 | 2.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 241 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 241 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 232 | $1.1M |
| Dental | ARKANSAS BLUE CROSS & BLUE SHIELD | 238 | $74K |
| Vision | VISION SERVICE PLAN | 139 | $21K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INS CO. | 149 | $20K |
| Short-term disability | TRUSTMARK INSURANCE COMPANY | 81 | $47K |
| Long-term disability | LINCOLN NATIONAL LIFE INS CO. | 150 | $33K |
| Other(4 contracts, 3 carriers) | TRUSTMARK INSURANCE COMPANY | 51 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.