| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | UNKNOWN WARREN, AZ 71671 | ARKANSAS BLUE CROSS BLUE SHIELD | $0 | $36K | $36K | 2.50% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | TRUSTMARK INSURANCE COMPANY | $12K | $0 | $12K | 12.37% |
| UNKNOWN3 | UNKNOWN WARREN, AZ 71671 | ARKANSAS BLUE CROSS BLUE SHIELD | $7K | $0 | $7K | 9.95% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 650 EAST CARMEL DRIVE, SUITE 400 CARMEL, IN 46032 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $9K | $13K | 22.86% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | VISION SERVICE PLAN | $1K | $0 | $1K | 7.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | LEADERS LIFE INSURANCE COMPANY | $2K | $0 | $2K | 13.30% |
| JMC BENEFITS3 | 1637 SOUTH SILVERTHORNE DRIVE LITTLE ROCK, AR 72221 | LEADERS LIFE INSURANCE COMPANY | $197 | $0 | $197 | 1.59% |
| ASSOCIATED MARKETING GROUP, LLC3 Filed as: ASSOCIATED MARKETING GROUP LLC | 128 SAN JOSE SPRINGDALE, AR 72764 | LEADERS LIFE INSURANCE COMPANY | $176 | $0 | $176 | 1.42% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD, 5TH FLOOR ROLLING MEADOWS, IL 60008 | LEADERS LIFE INSURANCE COMPANY | $148 | $0 | $148 | 1.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 12444 POWERSCOURT DRIVE, SUITE 500 SAINT LOUIS, MO 63131 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $641 | $0 | $641 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 170 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS BLUE SHIELD | 204 | $1.4M |
| Dental | ARKANSAS BLUE CROSS BLUE SHIELD | 230 | $74K |
| Vision | VISION SERVICE PLAN | 101 | $18K |
| Life insurance(3 contracts, 3 carriers) | TRUSTMARK INSURANCE COMPANY | 170 | $163K |
| Short-term disability | TRUSTMARK INSURANCE COMPANY | 70 | $93K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 170 | $58K |
| Prescription drug | ARKANSAS BLUE CROSS BLUE SHIELD | 204 | $1.4M |
| Other(3 contracts, 3 carriers) | TRUSTMARK INSURANCE COMPANY | 170 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.