| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM KELLY3 | 3100 WEST END AVE NASHVILLE, TN 37203 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | — | $18K | 6.70% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN HILLER INC | 5500 EUPER LN FORT SMITH, AR 72903 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | — | $18K | 6.70% |
| WILLIAM KELLY3 | 3100 WEST END AVE NASHVILLE, TN 37203 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 5.86% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN HILLER INC | 5500 EUPER LN FORT SMITH, AR 72903 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 5.86% |
| BOBBIE NUNES | PO BOX 326 GREENWOOD, AR 72936 | AFLAC | $2K | $36 | $2K | — |
| KENNETH ENGSTROM | 3404 MEANDERING CT FORT SMITH, AR 72903 | AFLAC | $2K | $20 | $2K | — |
| CHRISTOPHER COCKBURN | 1509 6TH TER BARLING, AR 72923 | AFLAC | $1K | $57 | $1K | — |
| AUDREY CARTER | 2521 PARK AVE VAN BUREN, AR 72956 | AFLAC | $507 | $4 | $511 | — |
| RONALD BENTLEY | 6301 FIELDCREST DR FORT SMITH, AR 72916 | AFLAC | $222 | $46 | $268 | — |
| BILLY DALE ELKINS Filed as: BILLY ELKINS | 1024 BOURLAND RD KELLER, TX 76248 | AFLAC | $263 | — | $263 | — |
| VINCENT CRAVENS | 610 HIDDEN VALLEY ST VAN BUREN, AR 72956 | AFLAC | $141 | $62 | $203 | — |
| HUMAN RESOURCE ADMIN INC | PO BOX 6040 VAN BUREN, AR 72956 | AFLAC | $173 | — | $173 | — |
| SALLY MEAD | 1535 FIANNA PLACE TER FORT SMITH, AR 72908 | AFLAC | $164 | — | $164 | — |
| MICHAEL L HENDERSON Filed as: MICHAEL HENDERSON | PO BOX 1039 CLINTON, AR 72031 | AFLAC | $145 | — | $145 | — |
| JAMES WILLIAM DRUMMOND | 110 CHOCTAW DR BRYANT, AR 72022 | AFLAC | $88 | $56 | $144 | — |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: RONALD BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $131 | — | $131 | — |
| LAWRENCE KAMIEN | 351 ROUNDHILL RD BRANSON, MO 65616 | AFLAC | $119 | — | $119 | — |
| BRIAN RANK | PO BOX 192 POCOLA, OK 74902 | AFLAC | $110 | — | $110 | — |
| REBECCA BANDY | 18039 DON DR SPIRO, OK 74959 | AFLAC | $82 | — | $82 | — |
| DAVID J MCCLELLAN Filed as: DAVID CIAMPOLI | 109 N PLAZA CT VAN BUREN, AR 72956 | AFLAC | $80 | — | $80 | — |
| CHRISTOPHER L RINK Filed as: CHRISTOPHER RINK | 3411 S 28TH ST FORT SMITH, AR 72901 | AFLAC | $77 | — | $77 | — |
| JOE DOUGLAS HALL Filed as: JOE HALL | 1502 E MAIN ST LAVACA, AR 72941 | AFLAC | $62 | $11 | $73 | — |
| TIMOTHY MEAD | 1534 FIANNA PLACE TER FORT SMITH, AR 72908 | AFLAC | $71 | — | $71 | — |
| ROGER MURRAY JOHNSON Filed as: ROGER JOHNSON | 309 HIGHLAND DR ROLAND, OK 74954 | AFLAC | $53 | — | $53 | — |
| AMY GREEN | 715 E 53RD ST SAVANNAH, GA 31405 | AFLAC | $51 | — | $51 | — |
| RICHARD FALKNER | PO BOX 10884 FORT SMITH, AR 72917 | AFLAC | $43 | — | $43 | — |
| PAUL WILLIAMS | PO BOX 10715 FORT SMITH, AR 72917 | AFLAC | $42 | — | $42 | — |
| TONYA SUE ELMORE Filed as: TONYA ELMORE | 1930 S HIGHWAY 71E MANSFIELD, AR 72944 | AFLAC | $39 | — | $39 | — |
| WILLIAM D WENBERG Filed as: WILLIAM WENBERG | 13024 STACY LN LITTLE ROCK, AR 72211 | AFLAC | $37 | — | $37 | — |
| WILLIAM BURNS | 245 COUNTY RD 7822 JONESBORO, AR 72401 | AFLAC | $25 | — | $25 | — |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JAMES BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $22 | — | $22 | — |
| MICHAEL STANDROD | PO BOX 731 FAYETTEVILLE, AR 72702 | AFLAC | $21 | — | $21 | — |
| ANNEKE BOLLMAN ZIEGLER | 810 WOODLAND WAY GREENWOOD, AR 72936 | AFLAC | $18 | — | $18 | — |
| DAVID J MCCLELLAN Filed as: DAVID AESOPH | 1301 S SUMMIT AVE SIOUX FALLS, SD 57105 | AFLAC | $17 | — | $17 | — |
| LEANN POTTER | 445 CANYON DR MESQUITE, NV 89027 | AFLAC | $15 | — | $15 | — |
| EARL CAULEY JR | 715 WOODKIRK CIR ALMA, AR 72921 | AFLAC | $14 | — | $14 | — |
| DOUGLAS ELMORE | 1930 S HIGHWAY 71E MANSFIELD, AR 72944 | AFLAC | $12 | — | $12 | — |
| M ELIZABETH HATFIELD | 5305 W VILLAGE PKWY STE 9 ROGERS, AR 72758 | AFLAC | $12 | — | $12 | — |
| STEPHEN HOWARD | 50 BONITA DR PERRYVILLE, AR 72126 | AFLAC | $12 | — | $12 | — |
| WILLIAM A BRIGGS Filed as: WILLIAM BRIGGS | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $11 | — | $11 | — |
| RONNIE N FURMAN Filed as: RONNIE FURMAN | 3025 N 26TH ST FORT SMITH, AR 72904 | AFLAC | $11 | — | $11 | — |
| TESSIE P CANTRELLE Filed as: TESSIE CANTRELLE | 1340 WEST TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $9 | — | $9 | — |
| KATRINA CHESHIER | 5514 CALLAWAY LN FORT SMITH, AR 72916 | AFLAC | $8 | — | $8 | — |
| SHERON HARP | 2816 N THOMPSON ST SPRINGDALE, AR 72764 | AFLAC | $7 | — | $7 | — |
| BYRON KEITH BURRELL | 2805 LONDONDERRY LN CONWAY, AR 72034 | AFLAC | $7 | — | $7 | — |
| CHARLES L CHANCELLOR Filed as: CHARLES CHANCELLOR | 903 WATHERFORD DR BENTON, AR 72015 | AFLAC | $5 | — | $5 | — |
| ANDREA STEPHENS | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77474 | AFLAC | $4 | — | $4 | — |
| CHERISE M WADE Filed as: CHERISE WADE | 1931 HIGHWAY 90 W SEALY, TX 77474 | AFLAC | $4 | — | $4 | — |
| CHAD JENKINS | 925 DOGWOOD CT HARRISON, AR 72601 | AFLAC | $3 | — | $3 | — |
| KENNETH COLLINS JR | PO BOX 17381 JONESBORO, AR 72403 | AFLAC | $3 | — | $3 | — |
| REBECCA LYNN CARTER | 436 RIVERLYN DR FAYETTEVILLE, AR 72703 | AFLAC | $1 | — | $1 | — |
| ROBERT CLARK | 5601 COUNTY ROAD 1450 STE F LUBBOCK, TX 79407 | AFLAC | $1 | — | $1 | — |
| KELLY KING BLEDSOE | 37 BRETAGNE CIR LITTLE ROCK, AR 72223 | AFLAC | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 517 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 522 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 676 | $427K |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 676 | $427K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 676 | $427K |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 676 | $427K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 676 | $262K |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 676 | $427K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 676 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.