| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM KELLY3 | 3100 WEST END AVE NASHVILLE, TN 37203 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 6.68% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN HILLER INC | 5500 EUPER LN FORT SMITH, AR 72903 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 6.68% |
| KENNETH ENGSTROM | 3404 MEANDERING CT FORT SMITH, AR 72903 | AFLAC | $1K | — | $1K | 3.49% |
| CHRISTOPHER COCKBURN | 1509 6TH TER BARLING, AR 72923 | AFLAC | $599 | — | $599 | 1.81% |
| AUDREY CARTER | 2521 PARK AVE VAN BUREN, AR 72956 | AFLAC | $214 | — | $214 | 0.65% |
| BILLY DALE ELKINS Filed as: BILLY ELKINS | 1024 BOURLAND RD KELLER, TX 76248 | AFLAC | $160 | — | $160 | 0.48% |
| BOBBIE NUNES | PO BOX 326 GREENWOOD, AR 72936 | AFLAC | $129 | — | $129 | 0.39% |
| RONALD BENTLEY | 6301 FIELDCREST DR FORT SMITH, AR 72916 | AFLAC | $113 | — | $113 | 0.34% |
| SALLY MEAD | 1535 FIANNA PLACE TER FORT SMITH, AR 72908 | AFLAC | $112 | — | $112 | 0.34% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: RONALD BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $105 | — | $105 | 0.32% |
| CHRISTOPHER L RINK Filed as: CHRISTOPHER RINK | 3411 S 28TH ST FORT SMITH, AR 72901 | AFLAC | $82 | — | $82 | 0.25% |
| JOE DOUGLAS HALL Filed as: JOE HALL | 1502 E MAIN ST LAVACA, AR 72941 | AFLAC | $53 | — | $53 | 0.16% |
| RANDALL JOHNSON | 3325 LONDONDERRY RD FORT SMITH, AR 72908 | AFLAC | $51 | — | $51 | 0.15% |
| BRENDA KAY BRESHEARS Filed as: BRENDA BRESHEARS | 8464 WILLIAM CREEK DR VAN BUREN, AR 72956 | AFLAC | $51 | — | $51 | 0.15% |
| MICHAEL L HENDERSON Filed as: MICHAEL HENDERSON | PO BOX 1039 CLINTON, AR 72031 | AFLAC | $50 | — | $50 | 0.15% |
| RICHARD FALKNER | PO BOX 10884 FORT SMITH, AR 72917 | AFLAC | $43 | — | $43 | 0.13% |
| PAUL WILLIAMS | PO BOX 10715 FORT SMITH, AR 72917 | AFLAC | $42 | — | $42 | 0.13% |
| DAVID J MCCLELLAN Filed as: DAVID CIAMPOLI | 109 N PLAZA CT VAN BUREN, AR 72956 | AFLAC | $40 | — | $40 | 0.12% |
| BRIAN RANK | PO BOX 192 POCOLA, OK 74902 | AFLAC | $33 | — | $33 | 0.10% |
| REBECCA BANDY | 18039 DON DR SPIRO, OK 74959 | AFLAC | $30 | — | $30 | 0.09% |
| TORI PARKER | 1412 14TH CIR BARLING, AR 72923 | AFLAC | $30 | — | $30 | 0.09% |
| TONYA SUE ELMORE Filed as: TONYA ELMORE | 1930 S HIGHWAY 71E MANSFIELD, AR 72944 | AFLAC | $30 | — | $30 | 0.09% |
| LAWRENCE KAMIEN | 351 ROUNDHILL RD BRANSON, MO 65616 | AFLAC | $28 | — | $28 | 0.08% |
| LEORA DENISE MOORE Filed as: LEORA MOORE | 700 KEZER DR CEDARVILLE, AR 72932 | AFLAC | $26 | — | $26 | 0.08% |
| WILLIAM BURNS | 245 COUNTY RD 7822 JONESBORO, AR 72401 | AFLAC | $25 | — | $25 | 0.08% |
| TIMOTHY MEAD | 1534 FIANNA PLACE TER FORT SMITH, AR 72908 | AFLAC | $25 | — | $25 | 0.08% |
| WILLIAM D WENBERG Filed as: WILLIAM WENBERG | 13024 STACY LN LITTLE ROCK, AR 72211 | AFLAC | $21 | — | $21 | 0.06% |
| ANNEKE BOLLMAN ZIEGLER Filed as: ANNEKE BOLLMAN BUNTING | 810 WOODLAND WAY GREENWOOD, AR 72936 | AFLAC | $18 | — | $18 | 0.05% |
| STEPHEN HOWARD | 50 BONITA DR PERRYVILLE, AR 72126 | AFLAC | $12 | — | $12 | 0.04% |
| DAVID J MCCLELLAN Filed as: DAVID AESOPH | 1301 S SUMMIT AVE SIOUX FALLS, SD 57105 | AFLAC | $12 | — | $12 | 0.04% |
| TESSIE P CANTRELLE Filed as: TESSIE CANTRELLE | 1340 WEST TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $9 | — | $9 | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JAMES BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $9 | — | $9 | 0.03% |
| EARL CAULEY JR | 715 WOODKIRK CIR ALMA, AR 72921 | AFLAC | $8 | — | $8 | 0.02% |
| BYRON KEITH BURRELL Filed as: BYRON BURRELL | 2805 LONDONDERRY LN CONWAY, AR 72034 | AFLAC | $7 | — | $7 | 0.02% |
| LEANN POTTER | 445 CANYON DR MESQUITE, NV 89027 | AFLAC | $4 | — | $4 | 0.01% |
| CHARLES L CHANCELLOR Filed as: CHARLES CHANCELLOR | 903 WEATHERFORD DR BENTON, AR 72015 | AFLAC | $4 | — | $4 | 0.01% |
| WILLIAM A BRIGGS Filed as: WILLIAM BRIGGS | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $3 | — | $3 | 0.01% |
| CHERISE M WADE Filed as: CHERISE WADE | 1931 HIGHWAY 90 W SEALY, TX 77474 | AFLAC | $3 | — | $3 | 0.01% |
| ANDREA STEPHENS | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $3 | — | $3 | 0.01% |
| KENNETH COLLINS JR | PO BOX 17381 JONESBORO, AR 72403 | AFLAC | $3 | — | $3 | 0.01% |
| ROBERT CLARK | 5601 COUNTY RD 1450 STE F LUBBOCK, TX 79407 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTOPHER D COCKBURN | 1509 6TH TER BARLING, AR 72923 | AFLAC | — | — | $0 | 0.00% |
| VINCENT CRAVENS | 610 HIDDEN CALLEY ST VAN BUREN, AR 72956 | AFLAC | — | — | $0 | 0.00% |
| MICHAEL STANDROD | PO BOX 731 FAYETTEVILLE, AR 72702 | AFLAC | — | — | $0 | 0.00% |
| M ELIZABETH HATFIELD | 5305 W VILLAGE PKWY STE 9 ROGERS, AR 72758 | AFLAC | — | — | $0 | 0.00% |
| JOHN HIGHLEY | 200 MAPLE DR POCOLA, OK 74902 | AFLAC | — | — | $0 | 0.00% |
| ANNEKE BOLLMAN ZIEGLER Filed as: ANNEKE BOLLMAN | 810 WOODLAND WAY GREENWOOD, AR 72936 | AFLAC | — | — | $0 | 0.00% |
| RONNIE N FURMAN Filed as: RONNIE FURMAN | 3025 N 26TH ST FORT SMITH, AR 72904 | AFLAC | — | — | $0 | 0.00% |
| SHERON HARP | 2816 N THOMPSON ST SPRINGDALE, AR 72764 | AFLAC | — | — | $0 | 0.00% |
| AMY GREE | 606 E45TH ST SAVANNAH, GA 31405 | AFLAC | — | — | $0 | 0.00% |
| KATHY STEVENS | 2606 S 15TH PL ROGERS, AR 72758 | AFLAC | — | — | $0 | 0.00% |
| DOUGLAS ELMORE | 1930 S HIGHWAY 71E MANSFIELD, AR 72944 | AFLAC | — | — | $0 | 0.00% |
| KATRINA CHESHIER | 5514 CALLAWAY LN FORT SMITH, AR 72916 | AFLAC | — | — | $0 | 0.00% |
| CHAD JENKINS | 925 DOGWOOD CT HARRISON, AR 72601 | AFLAC | — | — | $0 | 0.00% |
| ELIZABETH JENKINS | 4215 N CHRYSLER DR APT 6 FAYETTEVILLE, AR 72703 | AFLAC | — | — | $0 | 0.00% |
| VIRGINIA BALLARD | 157 GREYSTONE RD MOUNTAIN HOME, AR 72653 | AFLAC | — | — | $0 | 0.00% |
| LANA A ELKINS Filed as: LANA ELKINS | 1024 BOURLAND RD KELLER, TX 76248 | AFLAC | — | — | $0 | 0.00% |
| KITTY RYAN | 767 N MAIN ST MULBERRY, AR 72947 | AFLAC | — | — | $0 | 0.00% |
| DOUGLAS ELMORE | 1930 HIGHWAY 71E MANSFIELD, AR 72944 | AFLAC | — | — | $0 | 0.00% |
| AMY GREEN | 715 E 53RD ST SAVANNAH, GA 31405 | AFLAC | — | — | $0 | 0.00% |
| HUMAN RESOURCE ADMIN INC | PO BOX 6040 VAN BUREN, AR 72956 | AFLAC | — | — | $0 | 0.00% |
| MATTHEW T JAMES Filed as: MATTHEW JAMES | 1024 BOURLAND RD KELLER, TX 76248 | AFLAC | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 261 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 262 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 519 | $217K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 519 | $217K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 519 | $217K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 519 | $217K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 519 | $217K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 519 | $250K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 519 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.