Welfare broker

MICHAEL STANDROD

Mailing address (most recent filing)

PO BOX 731

FAYETTEVILLE, AR 72702

Total comp: $24K
Commissions: $23K
Fees: $571
Filings: 2
Sponsors: 2

Carrier mix

Where MICHAEL STANDROD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$785K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	1	$785K	0.2%	221.62x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHAEL STANDROD's plans by broker comp / premium ratio. Median 8.76% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of MICHAEL STANDROD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHAEL STANDROD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PACKAGING SPECIALTIES, INC. PACKAGING SPECIALTIES, INC. WELFARE PLAN	AR	$785K	$69K	DELTA DENTAL OF ARKANSAS