Filings through .
History & trajectory Charts need 2 or more years. This plan has 9 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingNo prospect flags tripped on this filing.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Stop-loss | Stop-loss | |
Broker: Ronald Christopher Vision | Vision | |
Broker: Ronald E Christopher LifeOther | LifeOther |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 3 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 332 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 333 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA | 284 | $33K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 331 | $21K |
| Stop-loss / reinsurancereinsurance | SKYWARD UNDERWRITERS AGENCY, INC. | 330 | $306K |
| Other | AMERICAN UNITED LIFE INSURANCE COMPANY | 331 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 331 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: Renaissance Life & Health Insurance Company of America | |
Carrier: American United Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT SUPPORT, INC. EIN 58-1644374 ADMINISTRATOR | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | PO BOX 2977 GAINESVILLE, GA 30503 | $107K |
| HSTECHNOLOGY SOLUTIONS, INC. EIN 27-1818792 PPO CARRIER | Other services Service code 49 | 3857 BIRCH ST STE 586 NEWPORT BEACH, CA 92660 | $63K |
| RELYMD, LLC EIN 84-4856129 TELEMEDICINE VENDOR | Other services Service code 49 | DEPT AT 952488 ATLANTA, GA 311922488 | $27K |
| VALENZ CARE EIN 36-4869660 CM/UR/PRE CERTIFICATION | Other services Service code 49 | DEPT 3786 PO BOX 123786 DALLAS, TX 753123786 | $14K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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9 filings · 2016 to 2024