| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SIMMONS FIRST INSURANCE SERVICES Filed as: SIMMONS FIRST INSURANCE OF TN | 480 OIL WELL RD JACKSON, TN 38305 | DELTA DENTAL PLAN OF ARKANSAS | $13K | — | $13K | 4.96% |
| SIMMONS FIRST INSURANCE SERVICES3 Filed as: SIMMONS FIRST INSURANCE TN | 480 OIL WELL RD JACKSON, TN 38305 | PRUDENTIAL INSURANCE COMPANY | $17K | — | $17K | 19.92% |
| IMG5 | 2960 N MERIDIAN ST INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY | — | $94 | $94 | 0.11% |
| COMPSYCH | — | PRUDENTIAL INSURANCE COMPANY | — | $2K | $2K | 2.57% |
| SIMMONS FIRST INSURANCE SERVICES Filed as: SIMMONS FIRST INSURANCE | 601 E 3RD ST LITTLE ROCK, AR 72201 | VISION SERVICE PLAN | $1K | — | $1K | 1.88% |
| SIMMONS FIRST INSURANCE SERVICES Filed as: SIMMONS FIRST INSURANCE OF TN | 480 OIL WELL RD JACKSON, TN 38305 | VISION SERVICE PLAN | $906 | — | $906 | 1.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 458 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 458 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE ADVANTAGE ADMINISTRATORS OF ARKANSAS | 425 | $1.3M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 807 | $253K |
| Vision | VISION SERVICE PLAN | 394 | $55K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY | 500 | $87K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY | 458 | $86K |
| Stop-loss / reinsurancereinsurance | SIRIUSPOINT AMERICA INSURANCE COMPANY | 425 | $324K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 807 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.