| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SIMMONS FIRST INSURANCE SERVICES3 | 8245 TOURNAMENT DR STE 295 MEMPHIS, TN 38125 | DELTA DENTAL OF ARKANSAS | $7K | — | $7K | 5.00% |
| LEGACY CAPITAL GROUP ARKANSAS, LLC3 Filed as: LEGACY CAPITAL GROUP | ARKANSAS LLC PO BOX 3877 LITTLE ROCK, AR 72203 | PRUDENTIAL INSURANCE COMPANY | $7K | — | $7K | 16.15% |
| SIMMONS FIRST INSURANCE SERVICES3 | 8245 TOURNAMENT DR STE 295 MEMPHIS, TN 38125 | PRUDENTIAL INSURANCE COMPANY | $1K | — | $1K | 3.37% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY | — | $113 | $113 | 0.26% |
| LEGACY CAPITAL GROUP ARKANSAS, LLC3 Filed as: LEGACY CAPITAL GROUP ARKANSAS | 8315 CANTRELL RD STE 200 LITTLE ROCK, AR 72227 | VISION SERVICE PLAN | $1K | — | $1K | 3.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 355 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 355 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE ADVANTAGE ADMINISTRATORS OF ARKANSAS | 289 | $920K |
| Dental | DELTA DENTAL OF ARKANSAS | 271 | $146K |
| Vision | VISION SERVICE PLAN | 260 | $36K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY | 355 | $42K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY | 355 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 355 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.