| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE STEWART AGENCY3 | 11401 RODNEY PARHAM RD. LITTLE ROCK, AR 72212 | PREPAID DENTAL CARE PLAN | $9K | — | $9K | 3.77% |
| LIPSCOMB & PITTS INSURANCE LLC3 Filed as: LIPSCOMB & PITTS INSURANCE | 2670 UNION AVENUE EXT, SUITE 100 MEMPHIS, TN 38112 | PREPAID DENTAL CARE PLAN | $3K | — | $3K | 1.24% |
| LIPSCOMB & PITTS INSURANCE LLC3 | — | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | — | $2K | 3.03% |
| CHARLES D. BLOCK3 Filed as: CHARLES P LOWE | — | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | — | $2K | 2.26% |
| EQUISOURCE INSURANCE AGENCY3 | — | THE PAUL REVERE LIFE INSURANCE COMPANY | $580 | — | $580 | 0.85% |
| THE STEWART AGENCY3 | 11401 RODNEY PARHAM RD. LITTLE ROCK, AR 72212 | PREPAID VISION CARE PLAN | $4K | — | $4K | 7.53% |
| LIPSCOMB & PITTS INSURANCE LLC3 Filed as: LIPSCOMB & PITTS INSURANCE | 2670 UNION AVENUE EXT, SUITE 100 MEMPHIS, TN 38112 | PREPAID VISION CARE PLAN | $1K | — | $1K | 2.47% |
| CHARLES D. BLOCK3 Filed as: CHARLES P LOWE | — | THE PAUL REVERE LIFE INSURANCE COMPANY | $3K | — | $3K | 12.75% |
| EQUISOURCE INSURANCE AGENCY3 | — | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | — | $1K | 4.78% |
| LIPSCOMB & PITTS INSURANCE LLC3 | 2670 UNION AVENUE EXT, SUITE 100 MEMPHIS, TN 38112 | THE PAUL REVERE LIFE INSURANCE COMPANY | $558 | — | $558 | 2.59% |
| THE STEWART AGENCY3 | 11401 RODNEY PARHAM RD. LITTLE ROCK, AR 72212 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 9.29% |
| LIPSCOMB & PITTS INSURANCE LLC3 Filed as: LIPSCOMB & PITTS INSURANCE | 2670 UNION AVENUE EXT, SUITE 100 MEMPHIS, TN 38112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $245 | — | $245 | 1.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 390 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 390 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PREPAID DENTAL CARE PLAN | 864 | $250K |
| Vision | PREPAID VISION CARE PLAN | 817 | $50K |
| Life insurance(2 contracts, 2 carriers) | THE PAUL REVERE LIFE INSURANCE COMPANY | 390 | $81K |
| Short-term disability | THE PAUL REVERE LIFE INSURANCE COMPANY | 201 | $68K |
| Long-term disability | THE PAUL REVERE LIFE INSURANCE COMPANY | 202 | $22K |
| Other(2 contracts, 2 carriers) | THE PAUL REVERE LIFE INSURANCE COMPANY | 390 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 864 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.