| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3318 WEST FRIENDLY AVENUE SUITE 400 GREENBORO, NC 27409 | DELTA DENTAL OF ARKANSAS | $3K | — | $3K | 6.82% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | 3605 GLENWOOD AVENUE RALEIGH, NC 27612 | DELTA DENTAL OF ARKANSAS | $1K | — | $1K | 3.16% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | USABLE LIFE | $1K | — | $1K | 11.60% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVENUE RALEIGH, NC 27612 | USABLE LIFE | $1K | $85 | $1K | 8.99% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $621 | — | $621 | 5.00% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $124 | — | $124 | 1.00% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $9 | — | $9 | 0.07% |
| TYLER RODGERS3 | 24 GORDEN OAK DRIVE MAUMELLE, AR 72113 | USABLE LIFE | -$610 | — | -$610 | -4.91% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | USABLE LIFE | $719 | — | $719 | 11.40% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVENUE RALEIGH, NC 27612 | USABLE LIFE | $536 | $14 | $550 | 8.72% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $315 | — | $315 | 4.99% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $63 | — | $63 | 1.00% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $4 | — | $4 | 0.06% |
| TYLER RODGERS3 | 24 GOLDEN OAK DRIVE MAUMELLE, AR 72113 | USABLE LIFE | -$309 | — | -$309 | -4.90% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | USABLE LIFE | $105 | — | $105 | 2.88% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $97 | — | $97 | 2.66% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVENUE RALEIGH, NC 27612 | USABLE LIFE | $80 | — | $80 | 2.19% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $19 | — | $19 | 0.52% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $2 | — | $2 | 0.05% |
| TYLER RODGERS3 | 24 OLDEN OAK DRIVE MAUMELLE, AR 72113 | USABLE LIFE | -$49 | — | -$49 | -1.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 114 | $507K |
| Dental | DELTA DENTAL OF ARKANSAS | 77 | $42K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 98 | $10K |
| Life insurance(2 contracts) | USABLE LIFE | 106 | $10K |
| Short-term disability | USABLE LIFE | 27 | $12K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 114 | $507K |
| Other(2 contracts) | USABLE LIFE | 106 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.