| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 | 2701 ALBRIGHT ROAD KOKOMO, IN 46902 | DELTA DENTAL PLAN OF ARKANSAS | $4K | — | $4K | 10.00% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | USABLE LIFE | $2K | $90 | $2K | 15.80% |
| WILLIAM BUCKNER3 | 5 LEJOS LANE HOT SPRINGS VILLAGE, AR 71909 | USABLE LIFE | $470 | — | $470 | 4.19% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $68 | $1 | $69 | 0.62% |
| GROUP SERVICE UNDERWRITERS INC3 | 601 GAINES STREET LITTLE ROCK, AR 72201 | USABLE LIFE | $46 | — | $46 | 0.41% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $44 | — | $44 | 0.39% |
| STEPHEN COMPTON3 | 43 MORRISON COURT LITTLE ROCK, AR 72212 | USABLE LIFE | $27 | — | $27 | 0.24% |
| CLEVE LEWIS3 | 2908 HIGHWAY 206 EAST YELLVILLE, AR 72687 | USABLE LIFE | — | $8 | $8 | 0.07% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | USABLE LIFE | $945 | — | $945 | 15.01% |
| WILLIAM BUCKNER3 | 5 LEJOS LANCE HOT SPRINGS VILLAGE, AR 71909 | USABLE LIFE | $263 | — | $263 | 4.18% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $38 | $1 | $39 | 0.62% |
| GROUP SERVICE UNDERWRITERS INC3 | 601 GAINES STREET LITTLE ROCK, AR 72201 | USABLE LIFE | $27 | — | $27 | 0.43% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $26 | — | $26 | 0.41% |
| STEVEN COMPTON3 | 228 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $15 | — | $15 | 0.24% |
| CLEVE LEWIS3 | 2908 HIGHWAY 206 EAST YELLVILLE, AR 72687 | USABLE LIFE | — | $4 | $4 | 0.06% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | USABLE LIFE | $137 | — | $137 | 3.74% |
| WILLIAM BUCKNER3 | 5 LEJOS LANE HOT SPRINGS VILLAGE, AR 71909 | USABLE LIFE | $91 | — | $91 | 2.48% |
| GEORGE BURKS3 | 9 ALSTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $11 | — | $11 | 0.30% |
| STEVEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $5 | — | $5 | 0.14% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $3 | — | $3 | 0.08% |
| GROUP SERVICE UNDERWRITERS INC3 | 601 GAINES STREET LITTLE ROCK, AR 72201 | USABLE LIFE | $3 | — | $3 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 120 | $475K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 86 | $41K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 107 | $10K |
| Life insurance | USABLE LIFE | 114 | $4K |
| Short-term disability | USABLE LIFE | 29 | $11K |
| Prescription drug | HEALTH ADVANTAGE | 120 | $475K |
| Other(3 contracts) | USABLE LIFE | 114 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 120 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.