| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | DELTA DENTAL OF ARKANSAS | $5K | $0 | $5K | 10.95% |
| MCGRIFF INSURANCE SERVICES INC3 | 3201 BEECHLEAF CT., SUITE 200 RALEIGH, AR 27604 | USABLE LIFE | $2K | $118 | $2K | 15.97% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $612 | $22 | $634 | 5.18% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $122 | $0 | $122 | 1.00% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $0 | $2 | $2 | 0.02% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | 3201 BEECHLEAF CT., SUITE 200 RALEIGH, NC 27604 | USABLE LIFE | $1K | $50 | $1K | 15.58% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $430 | $18 | $448 | 5.21% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $86 | $0 | $86 | 1.00% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $0 | $2 | $2 | 0.02% |
| MCGRIFF INSURANCE SERVICES INC3 | 3201 BEECHLEAF CT., SUITE 200 RALEIGH, NC 27604 | USABLE LIFE | $146 | $0 | $146 | 3.62% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $100 | $0 | $100 | 2.48% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $20 | $0 | $20 | 0.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 109 | $604K |
| Dental | DELTA DENTAL OF ARKANSAS | 172 | $43K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 100 | $10K |
| Life insurance | USABLE LIFE | 116 | $4K |
| Short-term disability | USABLE LIFE | 29 | $12K |
| Prescription drug | HEALTH ADVANTAGE | 109 | $604K |
| Other(2 contracts) | USABLE LIFE | 116 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 172 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.