| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUEADVANTAGE ADMINISTRATORS OF ARK | PO BOX 3743 LITTLE ROCK, AR 72203 | BLUE ADVANTAGE ADMINISTRTATORS OF ARKANSAS | — | $123K | $123K | 4.82% |
| QBE INSURANCE Filed as: QBE | 55 WATER STREET NEW YORK, NY 10041 | BLUE ADVANTAGE ADMINISTRTATORS OF ARKANSAS | $36K | — | $36K | 1.43% |
| THE HATCHER AGENCY | P O BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $15K | — | $15K | 11.93% |
| ACRISURE LLC3 Filed as: ACRISURE | 310 LOUISIANA STREET RUSSELLVILLE, AR 72201 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $16K | — | $16K | 25.01% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $9K | — | $9K | 20.00% |
| ACRISURE LLC3 Filed as: ACRISURE | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 18.29% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 6.71% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $394 | $394 | 0.93% |
| ACRISURE LLC3 Filed as: ACRISURE | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $7K | — | $7K | 25.00% |
| ACRISURE LLC3 Filed as: ACRISURE | P O BOX 3505 LITTLE ROCK, AR 72203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $456 | $2 | $458 | 5.86% |
| WILLIAM ANDREW MENARD3 | 1501 N UNIVERSITY AVE LITTLE ROCK, AR 72207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $201 | — | $201 | 2.57% |
| CHARLES DON SCHAEF3 | 17106 WATERVIEW MEADOW BLVD ROLAND, AR 72135 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | $78 | $163 | 2.09% |
| THE FRANCIS GROUP LLC3 | 2241 IRONDALE DRIVE BENTON, AR 72019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $34 | $45 | $79 | 1.01% |
| GINGER MULLINS & COMPANY INC3 | 1 WEATHERSTON PT LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70 | $0 | $70 | 0.90% |
| TEKAYLA WORKS3 | 105 E BROAD ST TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $54 | — | $54 | 0.69% |
| ROBERT W ALLEN3 | 102 FLOYD BURNS ROAD EL PASO, AR 72045 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | — | $49 | 0.63% |
| ANIMAL EMPIRE INC3 Filed as: ANIMAL EMPIRE | 1024 GRANADA AE NASHVILLE, TN 37220 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | $10 | $45 | 0.58% |
| AHNE BENEFIT SOLUTIONS LLC3 | 300 E 20TH STREET TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | $10 | $45 | 0.58% |
| MELANIE REYNOLDS3 | 20 BLANKENSHIP DRIVE CONWAY, AR 72032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.45% |
| BENEFIT ENROLLMENT SERVICES INC3 | 4701 TROUSDALE DRIVE NASHVILLE, TN 37220 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $3 | $9 | 0.12% |
| KYLE HARDING3 | 520 W 12TH ST TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $3 | $8 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 306 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 306 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE ADVANTAGE ADMINISTRTATORS OF ARKANSAS | 306 | $2.5M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 439 | $125K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 411 | $47K |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 616 | $64K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 113 | $42K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 91 | $26K |
| Stop-loss / reinsurancereinsurance | BLUE ADVANTAGE ADMINISTRTATORS OF ARKANSAS | 306 | $2.5M |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 21 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 616 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.