Welfare broker

CHARLES DON SCHAEF

Mailing address (most recent filing)

17106 WATERVIEW MEADOW BLVD

ROLAND, AR 72135

Total comp: $317K
Commissions: $148K
Fees: $170K
Filings: 17
Sponsors: 17

Carrier mix

Where CHARLES DON SCHAEF places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$2.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
LA	1	$2.7M	0.1%	127.11x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHARLES DON SCHAEF's plans by broker comp / premium ratio. Median 13.70% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CHARLES DON SCHAEF's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CHARLES DON SCHAEF is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TEAM STAFFING, LLC TEAM STAFFING, LLC EMPLOYEE BENEFITS PLAN	LA	$2.7M	$376K	COLONIAL LIFE & ACCIDENT INSURANCE COMPANY