| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $14K | — | $14K | 10.00% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72203 | LIBERTY MUTUAL | $15K | $1K | $16K | 24.74% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL OF ARKANSAS | $9K | — | $9K | 20.00% |
| THE HATCHER AGENCY3 | 310 LOUSIANA STREET LITTLE ROCK, AR 72201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $828 | $9K | 27.41% |
| THE HATCHER AGENCY3 | 310 LOUISIANNA STREET LITTLE ROCK, AR 72203 | LIBERTY MUTUAL | $4K | $337 | $5K | 24.83% |
| ACRISURE LLC3 Filed as: ACRISURE | PO BOX 3505 LITTLE ROCK, AR 72203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 7.20% |
| CHARLES DON SCHAEF3 | 17106 WATERVIEW MEADOW BLVD ROLAND, AR 72135 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $275 | $465 | $740 | 4.57% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $499 | $0 | $499 | 3.08% |
| DAMON FRANCIS3 | 2042 ELAINE CIRCLE ARKADELPHIE, AR 71923 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $169 | $260 | $429 | 2.65% |
| WILLIAM ANDREW MENARD3 | 1501 N UNIVERSITY AVE LITTLE ROCK, AR 72207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $324 | — | $324 | 2.00% |
| MELANIE REYNOLDS3 | 20 BLANKENSHIP DRIVE CONWAY, AR 72032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $262 | — | $262 | 1.62% |
| ANIMAL EMPIRE INC3 | 1024 GRANADA AVE NASHVILLE, TN 37206 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $128 | $42 | $170 | 1.05% |
| GINGER MULLINS & COMPANY INC3 | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $107 | — | $107 | 0.66% |
| ROBERT W ALLEN3 | 39 SUNCREST DRIVE CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | — | $74 | 0.46% |
| BENEFIT ENROLLMENT SERVICES INC3 Filed as: BENEFIT ENROLLMENT SERVICES INC. | 4701 TROUSDALE DRIVE NASHVILLE, TN 37220 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | $29 | $52 | 0.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 306 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 306 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE ADVANTAGE ADMINISTRATORS OF AR | 30 | $2.3M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 410 | $136K |
| Vision | DELTA DENTAL OF ARKANSAS | 338 | $43K |
| Life insurance | LIBERTY MUTUAL | 653 | $64K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 120 | $34K |
| Long-term disability | LIBERTY MUTUAL | 72 | $19K |
| Stop-loss / reinsurancereinsurance | BLUE ADVANTAGE ADMINISTRATORS OF AR | 30 | $2.3M |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 34 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 653 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.