| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $31K | $31K | 3.74% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | EQUITABLE FINANCIAL LIFE | $14K | $5K | $19K | 21.23% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | GIS BENEFITS MORRIS, IL 60450 | EQUITABLE FINANCIAL LIFE | — | $8K | $8K | 9.07% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY - | MARSH MCLENNAN AGENCY LLC SADDLEBROOK, NJ 07663 | EQUITABLE FINANCIAL LIFE | $3K | — | $3K | 2.99% |
| ARCHON LLC3 Filed as: ARCHON, LLC | ARCHON, LLC HAUPPAUGE, NY 11788 | EQUITABLE FINANCIAL LIFE | $1K | — | $1K | 1.23% |
| NOT PROVIDED3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $5K | — | $5K | 9.95% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE ATLANTA, GA 303395918 | DELTA DENTAL PLAN OF ARKANSAS | $2K | — | $2K | 9.29% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 1500 RIVERFRONT DR LITTLE ROCK, AR 72202 | DELTA DENTAL PLAN OF ARKANSAS | $333 | — | $333 | 1.53% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SUITE 300 ATLANTA, GA 30339 | THE GUARDIAN LIFE INSURANCE COMPANY | $3K | $416 | $3K | 17.55% |
| MARSH & MCLENNAN AGENCY LLC3 | 114 W WALNUT STREET KOKOMO, IN 46901 | THE GUARDIAN LIFE INSURANCE COMPANY | $825 | — | $825 | 4.94% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | THE GUARDIAN LIFE INSURANCE COMPANY | $629 | — | $629 | 3.77% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD 2ND FLOOR HAUPPAUGE, NY 11788 | THE GUARDIAN LIFE INSURANCE COMPANY | $206 | — | $206 | 1.23% |
| DIGITAL INSURANCE LLC4 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $74 | — | $74 | 13.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 98 | $840K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 154 | $53K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 128 | $22K |
| Life insurance | EQUITABLE FINANCIAL LIFE | 216 | $92K |
| Short-term disability(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE | 216 | $109K |
| Long-term disability | EQUITABLE FINANCIAL LIFE | 216 | $92K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 98 | $840K |
| Other(3 contracts, 3 carriers) | EQUITABLE FINANCIAL LIFE | 216 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 216 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.