| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | — | HEALTH ADVANTAGE | $26K | — | $26K | 3.82% |
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $7K | — | $7K | 10.06% |
| ACRISURE LLC3 | 123 S BROAD STREET SUITE 830 PHILADELPHIA, PA 19109 | USABLE LIFE | $14K | — | $14K | 25.00% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $502 | — | $502 | 0.89% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 10 FAYETTEVILLE, AR 72703 | USABLE LIFE | $100 | — | $100 | 0.18% |
| THE HATCHER AGENCY3 | P.O. BOX 305 LITTLE ROCK, AR 72203 | 5STAR LIFE INSURANCE COMPANY | $9K | — | $9K | 20.17% |
| GREG HATCHER3 | P.O. BOX 305 LITTLE ROCK, AR 72203 | 5STAR LIFE INSURANCE COMPANY | $220 | — | $220 | 0.49% |
| ACRISURE LLC3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | THE GUARDIAN LIFE INSURANCE COMPANY | $5K | $2K | $7K | 20.25% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE ATLANTA, GA 303395918 | THE GUARDIAN LIFE INSURANCE COMPANY | $1K | — | $1K | 4.23% |
| ASHFORD MID SOUTH LLC3 | 6000 POPLAR AVE 113 MEMPHIS, TN 38119 | THE GUARDIAN LIFE INSURANCE COMPANY | $47 | — | $47 | 0.14% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | DELTA DENTAL PLAN OF ARKANSAS | $3K | — | $3K | 12.68% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY SE ATLANTA, GA 303395918 | DELTA DENTAL PLAN OF ARKANSAS | $771 | — | $771 | 3.66% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $195 | $3K | 20.50% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY SE ATLANTA, GA 303395918 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $849 | $68 | $917 | 6.31% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 18.97% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY SE ATLANTA, GA 303395918 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $354 | — | $354 | 6.03% |
| THE HATCHER AGENCY4 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $921 | — | $921 | 35.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 267 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 267 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH ADVANTAGE | 139 | $722K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 220 | $74K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 187 | $21K |
| Life insurance(3 contracts, 3 carriers) | USABLE LIFE | 267 | $77K |
| Short-term disability(2 contracts, 2 carriers) | USABLE LIFE | 267 | $101K |
| Long-term disability | USABLE LIFE | 267 | $56K |
| Prescription drug | HEALTH ADVANTAGE | 139 | $689K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 67 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 267 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.