Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 71-0417425
RAINBOW OF CHALLENGES, INC
P.O. BOX 1540 · HOPE, AR 71802
8707774501
- Plans filed
- 6
- Years active
- 2015–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$1.0M
No prior year
Persons covered
216
No prior year
Total participants
0
No prior year
Plans filed
6
No prior year
Plans under this sponsor
6 plans
Plan #510$1.0M
RAINBOW OF CHALLENGES, INC. WELFARE PLAN
Fully insured216 covered·5 carriers
Primary: ARKANSAS BLUE CROSS AND BLUE SHIELD
Plan #506$745K
RAINBOW OF CHALLENGES, INC. HEALTH PLAN
Fully insured150 covered·1 carrier
Primary: HEALTH ADVANTAGE
Plan #502$75K
RAINBOW OF CHALLENGES, INC. DENTAL PLAN
Fully insured241 covered·1 carrier
Primary: ARKANSAS BLUE CROSS AND BLUE SHIELD
Plan #503$62K
RAINBOW OF CHALLENGES, INC. SHORT TERM AND LONG TERM DISABILITY, ACCIDENTAL DEATH DISMEMBERMENT, AND GROUP TERM LIFE PLAN
Fully insured344 covered·1 carrier
Primary: USABLE LIFE
Plan #505$35K
RAINBOW OF CHALLENGES, INC. VISION PLAN
Fully insured152 covered·1 carrier
Primary: HUMANA
Plan #509$5K
RAINBOW OF CHALLENGES
Fully insured126 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $840K | 39.0% | |
| Prescription drug | $840K | 39.0% | |
| Other | $109K | 5.1% | |
| Short-term disability | $109K | 5.0% | |
| Life | $92K | 4.3% | |
| Long-term disability | $92K | 4.3% | |
| Dental | $53K | 2.5% | |
| Vision | $22K | 1.0% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 710226428 | HRxD | $893K | 87.2% | 1 | 2 | 154 |
EIN 860222062 | LSTDLTDOth | $92K | 9.0% | 1 | 1 | 216 |
EIN 710561140 | V | $22K | 2.1% | 1 | 1 | 128 |
EIN 135123390 | STDOth | $17K | 1.6% | 1 | 1 | 38 |
EIN 731016728 | Oth | $535 | 0.1% | 1 | 1 | 8 |
Broker overview
9 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| UNKNOWN | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $0 | $31K | $31K | 41.7% | 1 |
| DIGITAL INSURANCE LLC | ATLANTA, GA | DELTA DENTAL PLAN OF ARKANSAS, EQUITABLE FINANCIAL LIFE, THE GUARDIAN LIFE INSURANCE COMPANY, PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $19K | $6K | $25K | 32.5% | 1 |
| GIS BENEFITS INC | MORRIS, IL | EQUITABLE FINANCIAL LIFE | $0 | $8K | $8K | 11.0% | 1 |
| NOT PROVIDED | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $5K | $0 | $5K | 7.0% | 1 |
| MARSH & MCLENNAN AGENCY LLC | SADDLEBROOK, NJ | EQUITABLE FINANCIAL LIFE, THE GUARDIAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 4.7% | 1 |
| ARCHON LLC | HAUPPAUGE, NY | EQUITABLE FINANCIAL LIFE | $1K | $0 | $1K | 1.5% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | THE GUARDIAN LIFE INSURANCE COMPANY | $629 | $0 | $629 | 0.8% | 1 |
| MCGRIFF INSURANCE SERVICES INC | LITTLE ROCK, AR | DELTA DENTAL PLAN OF ARKANSAS | $333 | $0 | $333 | 0.4% | 1 |
| PROFESSIONAL GROUP PLANS INC | HAUPPAUGE, NY | THE GUARDIAN LIFE INSURANCE COMPANY | $206 | $0 | $206 | 0.3% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan