| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | — | HEALTH ADVANTAGE | $36K | — | $36K | 4.95% |
| UNKNOWN3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $7K | — | $7K | 9.99% |
| ACRISURE LLC3 | 123 S BROAD STREET SUITE 830 PHILADELPHIA, PA 19109 | USABLE LIFE | $17K | — | $17K | 25.00% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $776 | — | $776 | 1.12% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 10 FAYETTEVILLE, AR 72703 | USABLE LIFE | $155 | — | $155 | 0.22% |
| ACRISURE LLC3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | THE GUARDIAN LIFE INSURANCE COMPANY | $6K | $2K | $8K | 26.77% |
| ASHFORD MID SOUTH LLC3 | 6000 POPLAR AVE 113 MEMPHIS, TN 38119 | THE GUARDIAN LIFE INSURANCE COMPANY | $56 | — | $56 | 0.20% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 21.79% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $234 | $4K | 29.69% |
| GREG HATCHER3 | P.O. BOX 305 LITTLE ROCK, AR 72203 | 5STAR LIFE INSURANCE COMPANY | $8K | — | $8K | 111.73% |
| THE HATCHER AGENCY3 | P.O. BOX 305 LITTLE ROCK, AR 72203 | 5STAR LIFE INSURANCE COMPANY | $7K | — | $7K | 108.62% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $14 | $1K | 25.28% |
| THE HATCHER AGENCY4 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $606 | — | $606 | 23.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH ADVANTAGE | 144 | $747K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 215 | $73K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 183 | $21K |
| Life insurance(3 contracts, 3 carriers) | USABLE LIFE | 291 | $87K |
| Short-term disability(2 contracts, 2 carriers) | USABLE LIFE | 291 | $76K |
| Long-term disability | USABLE LIFE | 291 | $69K |
| Prescription drug | HEALTH ADVANTAGE | 144 | $719K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 70 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 291 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.