| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | P.O. BOX 34380 LITTLE ROCK, AR 72203 | USABLE LIFE | $15K | $9K | $23K | 23.91% |
| TOBIE JOST3 | 9749 OAK FOREST LN SHERWOOD, AR 72120 | USABLE LIFE | $3K | — | $3K | 3.51% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $381 | — | $381 | 0.39% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $312 | — | $312 | 0.32% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES, LLC | 415 N MCKINLEY ST SUITE 305 LITTLE ROCK, AR 72205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 23.87% |
| SEFORA BILLUPS3 | 410 HALL RD MACOMB, MO 65702 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | 0.20% |
| WILLIAM DEES3 | 812 CENTER ST CONWAY, AR 72034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $72 | — | $72 | 0.20% |
| JENNIFER JEAN HANSEN3 Filed as: JENNIFER J HANSEN | 2912 FOREST DRIVE BRYANT, AR 72022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.10% |
| JANE L WAHLGREN3 | 127 POTTS LANE PANGBURN, AR 72121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.10% |
| JTS FIANCIAL SERVICES3 | 415 N. MCKINLEY ST SUITE 305 LITTLE ROCK, AR 72205 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 3.65% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | 1616 BROOKWOOD DR LITTLE ROCK, AR 72202 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.83% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | — | MEDICAL AIR SERVICES ASSOCIATION, INC. | $2K | — | $2K | 25.00% |
| JTS FINANCIAL SERVICES3 | 415 N. MCKINLEY ST SUITE 305 LITTLE ROCK, AR 72205 | DELTA DENTAL PLAN OF ARKANSAS | $2K | — | $2K | 88.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 147 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 134 | $1.1M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 188 | $32K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 187 | $2K |
| Life insurance(3 contracts, 3 carriers) | USABLE LIFE | 147 | $143K |
| Short-term disability(2 contracts, 2 carriers) | USABLE LIFE | 147 | $134K |
| Long-term disability | USABLE LIFE | 147 | $97K |
| Prescription drug | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 134 | $1.1M |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 132 | $219K |
| Other(4 contracts, 4 carriers) | USABLE LIFE | 147 | $152K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.