| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JENNIFER GUTHRIE WILSON3 | 101 MIRACLE ROSE WAY LIBERTY HILL, TX 78642 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | — | $7K | 4.14% |
| ROBERT W ALLEN3 | 39 SUNCREST DR CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $1K | $5K | 3.16% |
| CECIL POLK3 | P.O. BOX 433 NORPHLET, AR 71759 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 1.92% |
| BARNETT BENEFITS GROUP INC3 Filed as: BARNETT BENEFITS GROUP, INC. | 101 BARNETT RD LONOKE, AR 72086 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $289 | $2K | 1.44% |
| GINGER MULLINS & COMPANY INC3 | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $123 | $2K | 1.05% |
| J&K DOUGLAS SALES INC3 Filed as: J & K DOUGLAS SALES INC | 150 CRYSTAL LAKE ROAD AUSTIN, AR 72007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $8 | $1K | 0.84% |
| NIKGREJESKEN INC3 Filed as: NIKGREJESKEN INC. | 120 SHELBY ROAD SHERWOOD, AR 72120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $294 | — | $294 | 0.17% |
| JENNIFER GRIGGS3 Filed as: JENNIFER HUNTER | 23138 HWY 39 BRINKLEY, AR 72021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $133 | — | $133 | 0.08% |
| KRISTY M ZULPO-FORRESTER3 Filed as: KRISTY M. ZULPO-FORRESTER | 2 PERCH STREET PERRYVILLE, AR 72126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.01% |
| JTS FIANCIAL SERVICES3 | 415 N. MCKINLEY ST SUITE 305 LITTLE ROCK, AR 72205 | DELTA DENTAL PLAN OF ARKANSAS | $2K | — | $2K | 4.27% |
| CECIL POLK3 | 302 NORTH TATE NORPHLET, AR 71759 | VISION SERVICE PLAN | $1K | — | $1K | 4.67% |
| CECIL POLK3 | 302 NORTH TATE NORPHLET, AR 71759 | KANSAS CITY LIFE INSURANCE COMPANY | $2K | — | $2K | 6.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 232 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 232 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 232 | $2.1M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 303 | $57K |
| Vision | VISION SERVICE PLAN | 187 | $30K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 216 | $198K |
| Short-term disability | KANSAS CITY LIFE INSURANCE COMPANY | 216 | $30K |
| Long-term disability | QBE INSURANCE | 249 | $362K |
| Prescription drug | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 232 | $2.1M |
| Stop-loss / reinsurancereinsurance | QBE INSURANCE | 249 | $362K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 303 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.