| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM SPEED3 Filed as: WILLIAM SHOEMAKE, III | 206 IVY BROOK CT MADISON, MS 39110 | BLUE CROSS BLUE SHIELD | $110K | — | $110K | 5.69% |
| PAUL PEARSON | 235 HIGHLANDIA DRIVE #100 BATON ROUGE, LA 708106056 | VANTAGE HEALTH PLAN, INC. | $4K | — | $4K | 1.94% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE #100 BATON ROUGE, LA 708106056 | RELIANCE STANDARD | $14K | — | $14K | 10.00% |
| AGM BENEFITS Filed as: AGM BENEFIT SOLUTIONS, LLC | 8550 UNITED PLAZA BLVD., SUITE 210 BATON ROUGE, LA 70809 | TRANSAMERICA LIFE INSURANCE COMPANY | $10K | — | $10K | 17.86% |
| GALLAGHER BENEFIT SERVICES, INC. | 2345 GRAND BLVD., SUITE 900 KANSAS CITY, MO 64108 | TRANSAMERICA LIFE INSURANCE COMPANY | $4K | — | $4K | 7.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE #100 BATON ROUGE, LA 70810 | RELIANCE STANDARD | $9K | $2K | $10K | 23.98% |
| AGM BENEFITS Filed as: AGM BENEFIT SOLUTIONS, LLC | 3975 O'NEAL LANE, SUITE B BATON ROUGE, LA 70816 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 3.80% |
| GALLAGHER BENEFIT SERVICES, INC. | 2345 GRAND BLVD., SUITE 900 KANSAS CITY, MO 64108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $546 | — | $546 | 1.63% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE #100 BATON ROUGE, LA 70810 | RELIANCE STANDARD | $7K | $1K | $8K | 24.14% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE #100 BATON ROUGE, LA 70810 | RELIANCE STANDARD | $3K | $559 | $3K | 24.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 361 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 361 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD | 361 | $2.2M |
| Dental | RELIANCE STANDARD | 453 | $145K |
| Vision | RELIANCE STANDARD | 453 | $145K |
| Life insurance(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 430 | $71K |
| Short-term disability(3 contracts, 2 carriers) | RELIANCE STANDARD | 534 | $90K |
| Long-term disability(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 430 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 534 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.