Welfare broker

WILLIAM SPEED

Mailing address (most recent filing)

193 LAKEWAY DR

MADISON, MS 39110

Total comp: $222K
Commissions: $221K
Fees: $310
Filings: 7
Sponsors: 7

Carrier mix

Where WILLIAM SPEED places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$605K	50.0%
BLUE CROSS OF CALIFORNIA	1	$2.0M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	1	$2.0M	0.2%	125.77x
AL	1	$605K	0.1%	53.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WILLIAM SPEED's plans by broker comp / premium ratio. Median 13.72% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of WILLIAM SPEED's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where WILLIAM SPEED is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PARADISE FOODS, INC. CAFETERIA PLAN PARADISE FOODS, INC. PREMIUM ONLY PLAN	MS	$2.0M	$151K	BLUE CROSS BLUE SHIELD
90 DEGREE BENEFITS, LLC 90 DEGREE BENEFITS, LLC	AL	$605K	$121K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$605K

50.0%

BLUE CROSS OF CALIFORNIA

$2.0M

50.0%

State

Plans

Premium

State share

Index

$2.0M

0.2%

125.77x

$605K

0.1%

53.23x

Sponsor

Loc

Premium

Comp

Carrier

PARADISE FOODS, INC. CAFETERIA PLAN

PARADISE FOODS, INC. PREMIUM ONLY PLAN

$2.0M

$151K

BLUE CROSS BLUE SHIELD

90 DEGREE BENEFITS, LLC

$605K

$121K

PRINCIPAL LIFE INSURANCE COMPANY