| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM SPEED3 Filed as: WILLIAM SHOEMAKE, III | 206 IVY BROOK CT MADISON, MS 39110 | BLUE CROSS BLUE SHIELD | $88K | — | $88K | 5.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE #100 BATON ROUGE, LA 708106056 | RELIANCE STANDARD | $12K | — | $12K | 10.00% |
| AGM BENEFITS Filed as: AGM BENEFIT SOLUTIONS, LLC | 3975 O'NEAL LANE, SUITE B BATON ROUGE, LA 70816 | TRANSAMERICA LIFE INSURANCE COMPANY | $28K | — | $28K | 27.00% |
| GALLAGHER BENEFIT SERVICES, INC. | 2345 GRAND BLVD., SUITE 900 KANSAS CITY, MO 64108 | TRANSAMERICA LIFE INSURANCE COMPANY | $10K | — | $10K | 10.16% |
| AGM BENEFITS Filed as: AGM BENEFIT SOLUTIONS, LLC | 3975 O'NEAL LANE, SUITE B BATON ROUGE, LA 70816 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 13.99% |
| GALLAGHER BENEFIT SERVICES, INC. | 2580 GOLF ROAD, SUITE 1000 ROLLING MEADOWS, IL 60008 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 6.04% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE #100 BATON ROUGE, LA 70810 | RELIANCE STANDARD | $13K | $1K | $14K | 22.14% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE #100 BATON ROUGE, LA 70810 | RELIANCE STANDARD | $10K | $967 | $11K | 22.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE #100 BATON ROUGE, LA 70810 | RELIANCE STANDARD | $4K | $392 | $4K | 22.08% |
| LOUISIANA COMPANIES3 | 801 NORTH BLVD. BATON ROUGE, LA 70802 | RELIANCE STANDARD | -$4 | — | -$4 | -0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 374 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 374 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 374 | $1.8M |
| Dental | RELIANCE STANDARD | 486 | $116K |
| Vision | RELIANCE STANDARD | 486 | $116K |
| Life insurance(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 558 | $121K |
| Short-term disability(3 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 524 | $156K |
| Long-term disability(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 558 | $150K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 558 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.