| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM SPEED3 Filed as: WILLIAM SHOEMAKE, III | 6421 PERKINS ROAD, BUILDING A BATON ROUGE, LA 70808 | BLUE CROSS BLUE SHIELD | $98K | — | $98K | 5.00% |
| CHRISTOPHER BAILEY | 11716 VILLA AVENUE BATON ROUGE, LA 70810 | VANTAGE HEALTH PLAN, INC. | $10K | — | $10K | 3.87% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE, SUITE 100 BATON ROUGE, LA 708106056 | RELIANCE STANDARD | $17K | — | $17K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE, SUITE 100 BATON ROUGE, LA 70810 | RELIANCE STANDARD | $18K | $2K | $20K | 22.00% |
| AGM BENEFITS Filed as: AGM BENEFIT SOLUTIONS, LLC | 14635 S HARRELLS FERRY ROAD, STE 6C BATON ROUGE, LA 70816 | TRANSAMERICA LIFE INSURANCE COMPANY | $52K | — | $52K | 61.57% |
| GALLAGHER BENEFIT SERVICES, INC. | 235 HIGHLANDIA DRIVE, SUITE 100 BATON ROUGE, LA 708106056 | TRANSAMERICA LIFE INSURANCE COMPANY | $22K | — | $22K | 26.38% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE, SUITE 100 BATON ROUGE, LA 70810 | RELIANCE STANDARD | $13K | $1K | $14K | 21.99% |
| AGM BENEFITS Filed as: AGM BENEFIT SOLUTIONS, LLC | 14635 S HARRELLS FERRY ROAD, STE 6C BATON ROUGE, LA 70816 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25K | — | $25K | 47.37% |
| GALLAGHER BENEFIT SERVICES, INC. | 235 HIGHLANDIA DRIVE, SUITE 100 BATON ROUGE, LA 708106056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11K | — | $11K | 20.34% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE, SUITE 100 BATON ROUGE, LA 70810 | RELIANCE STANDARD | $5K | $518 | $6K | 21.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 429 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 429 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD | 429 | $2.2M |
| Dental | RELIANCE STANDARD | 552 | $169K |
| Vision | RELIANCE STANDARD | 552 | $169K |
| Life insurance(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 359 | $111K |
| Short-term disability(3 contracts, 2 carriers) | RELIANCE STANDARD | 395 | $169K |
| Long-term disability(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 359 | $150K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 552 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.