| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE WILLIAM MORRIS GROUP PA3 Filed as: WILLIAM MORRIS GROUP, PA | 4400 OLD CANTON RD STE 240 JACKSON, MS 392115992 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $41K | $347 | $41K | 14.40% |
| ROBERT TIMOTHY SINKS3 | 12 CADILLAC DR STE 440 BRENTWOOD, TN 370275272 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $3K | $3K | $6K | 2.10% |
| JERRY I CORLESS3 | 5100 POPLAR AVE STE 2300 MEMPHIS, TN 381372301 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $533 | $1K | $2K | 0.59% |
| STEPHEN K. COLLINS3 | 10101 REUNION PL STE 300 SAN ANTONIO, TX 782164157 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $2K | $0 | $2K | 0.59% |
| THE WILLIAM MORRIS GROUP PA3 Filed as: WILLIAM H MORRIS | 4400 OLD CANTON RD STE 240 JACKSON, MS 39211 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $504 | $0 | $504 | 0.17% |
| RICHARD TYLER AKERS3 Filed as: RICHARD G BARNES JR | 117 WOODGLEN PLACE BRANDON, MS 39047 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $33 | $0 | $33 | 0.01% |
| SUSAN C HARRISON3 | 4400 OLD CANTON RD STE 240 JACKSON, MS 39211 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $22 | $1 | $23 | 0.01% |
| ROBERT B. FAKHIMI3 Filed as: ROBERT B FAKHIMI | 3003 OAK RD STE 250 WALNUT CREEK, CA 945974541 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $1 | $0 | $1 | 0.00% |
| GREGORY L. COHN3 Filed as: GREGORY L COHN | 3003 OAK RD STE 250 WALNUT CREEK, CA 945974541 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $1 | $0 | $1 | 0.00% |
| THE WILLIAM MORRIS GROUP PA3 Filed as: THE WILLIAM MORRIS GROUP, PA | 4400 OLD CANTON RD, STE 240 JACKSON, MS 39211 | STANDARD INSURANCE COMPANY | $23K | — | $23K | 9.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | BLDG 2 STE 125 1250 CAPITAL OF TX HWY AUSTIN, TX 78746 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 2.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,911 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,911 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Long-term disability(2 contracts, 2 carriers) | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | 1,704 | $546K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,704 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.