| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE WILLIAM MORRIS GROUP PA3 Filed as: WILLIAM MORRIS GROUP, PA | 4400 OLD CANTON RD STE 240 JACKSON, MS 392115992 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $58K | $98 | $58K | 14.10% |
| STEPHEN K. COLLINS3 | 10101 REUNION PL STE 300 SAN ANTONIO, TX 782164157 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $3K | — | $3K | 0.81% |
| THE WILLIAM MORRIS GROUP PA3 Filed as: WILLIAM MORRIS GROUP P A | 4400 OLD CANTON RD STE 240 JACKSON, MS 392115992 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $3K | $75 | $3K | 0.70% |
| ROBERT TIMOTHY SINKS3 | 12 CADILLAC DR STE 440 BRENTWOOD, TN 370275272 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $30 | $2K | $2K | 0.59% |
| THE WILLIAM MORRIS GROUP PA3 Filed as: WILLIAM H. MORRIS JR. | 4400 OLD CANTON RD STE 240 JACKSON, MS 39211 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $2K | $760 | $2K | 0.59% |
| ROBERT TIMOTHY SINKS3 | 12 CADILLAC DR STE 440 BRENTWOOD, TN 370275272 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | — | $2K | $2K | 0.47% |
| CHRISTOPHER R. LEWIS3 | 1020 HIGHLAND COLONY PKWY RIDGELAND, MS 391572128 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | — | $1K | $1K | 0.25% |
| EDWARD W. HUGHES3 | 217 HEATHER GLEN WAY MADISON, MS 391109771 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $16 | — | $16 | 0.00% |
| RICHARD TYLER AKERS3 Filed as: RICHARD G. BARNES JR. | PO BOX 3174 RIDGELAND, MS 391583174 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $13 | — | $13 | 0.00% |
| THE WILLIAM MORRIS GROUP PA3 Filed as: THE WILLIAM MORRIS GROUP, PA | 4400 OLD CANTON RD, STE 240 JACKSON, MS 39211 | THE LINCOLN NATIONAL LIFE INS. CO. | $19K | — | $19K | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,763 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,763 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Long-term disability(2 contracts, 2 carriers) | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | 1,480 | $570K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,480 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.