| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE WILLIAM MORRIS GROUP PA3 Filed as: WILLIAM MORRIS GROUP, PA | 4400 OLD CANTON RD STE 240 JACKSON, MS 392115992 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $51K | $232 | $51K | 15.91% |
| STEPHEN K. COLLINS3 | 10101 REUNION PL STE 300 SAN ANTONIO, TX 782164157 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $3K | — | $3K | 0.80% |
| THE WILLIAM MORRIS GROUP PA3 Filed as: WILLIAM H. MORRIS JR. | 4400 OLD CANTON RD STE 240 JACKSON, MS 39211 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $957 | — | $957 | 0.30% |
| ROBERT TIMOTHY SINKS3 | 12 CADILLAC DR STE 440 BRENTWOOD, TN 370275272 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $567 | — | $567 | 0.18% |
| RICHARD TYLER AKERS3 Filed as: RICHARD G. BARNES JR. | PO BOX 3174 RIDGELAND, MS 391583174 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $68 | — | $68 | 0.02% |
| JERRY I CORLESS3 | 6070 POPLAR AVE MEMPHIS, TN 38119 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | — | $19 | $19 | 0.01% |
| GREGORY L VOGES3 Filed as: GREGORY SIRKO | 12 CADILLAC DR STE 440 BRENTWOOD, TN 370275272 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | — | $11 | $11 | 0.00% |
| JERRY I CORLESS3 Filed as: JERRY CORLESS | 1020 HIGHLAND COLONY PARKWAY RIDGELAND, MS 39157 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $0 | $6 | $6 | 0.00% |
| GREGORY L VOGES3 Filed as: GREGORY WAYNE BRENNER | 12 CADILLAC DR STE 440 BRENTWOOD, TN 370275391 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $0 | $2 | $2 | 0.00% |
| TENNESSEE - CORLESS3 | TRIAD III 6070 POPLAR AVENUE SUITE 500 MEMPHIS, TN 38119 | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | $0 | $0 | $0 | 0.00% |
| THE WILLIAM MORRIS GROUP PA3 Filed as: THE WILLIAM MORRIS GROUP, PA | 4400 OLD CANTON RD, STE 240 JACKSON, MS 39211 | STANDARD INSURANCE COMPANY | $25K | — | $25K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | BLDG 2 STE 125 1250 CAPITAL OF TX HWY AUSTIN, TX 78746 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 1.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,699 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,699 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Long-term disability(2 contracts, 2 carriers) | MASSACHUSETTS MUTUAL LIFE INS. COMPANY | 1,475 | $572K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,475 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.