| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD., SUITE 300 RIDGELAND, MS 39157 | HCC LIFE INS. CO. | $2K | — | $2K | 0.83% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | $2K | $13K | 12.24% |
| THE SANDERS GROUP INC3 Filed as: THE SANDERS GROUP | 14 NORTHTOWN DR, SUITE 202 JACKSON, MS 39211 | AFLAC | $3K | — | $3K | 3.84% |
| WALLACE B SANDERS JR3 Filed as: WALLACE SANDERS, JR | 15 NORTHTOWN DRIVE SUITE C JACKSON, MS 39211 | AFLAC | $2K | — | $2K | 2.66% |
| ADAM I SANDERS3 Filed as: ADAM SANDERS | 14 NORTHTOWN DR, SUITE 202 JACKSON, MS 39211 | AFLAC | $1K | — | $1K | 1.37% |
| E SPEED INC3 Filed as: E. SPEED, INC. | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $716 | — | $716 | 0.85% |
| PAUL G BOWDEN III3 Filed as: PAUL BOWDEN, III | P.O. BOX 13647 JACKSON, MS 39236 | AFLAC | $570 | — | $570 | 0.68% |
| AON CONSULTING INC3 Filed as: C. HEWITT, INC. | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $491 | $75 | $566 | 0.67% |
| D P SMITH3 Filed as: D. P. SMITH | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $273 | — | $273 | 0.33% |
| WILLIAM D SIKES3 Filed as: WILLIAM SIKES | 1320 MEMORIAL DR CLEVELAND, MS 38732 | AFLAC | $268 | — | $268 | 0.32% |
| D AND V BUTLER INC3 Filed as: D AND V BUTLER, INC. | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $259 | — | $259 | 0.31% |
| ARTHUR J. GALLAGER & CO.3 | 1076 HIGHLAND PARKWAY RIDGELAND, MA 39157 | AFLAC | $217 | — | $217 | 0.26% |
| TERESA KILPATRICK SHAW3 | 15 NORTHTOWN DR SUTE C JACKSON, MS 39211 | AFLAC | $180 | $19 | $199 | 0.24% |
| JOAN M MCSWAIN3 Filed as: JOAN M.MCSWAIN | 744 CLOVER RIDGE WAY BRANDON, MS 39047 | AFLAC | $97 | $68 | $165 | 0.20% |
| RICHARD R KIMBROUGH3 Filed as: RICHARD KIMBROUGH | 1259 E WINDING CREEK DR EAGLE, IN 83616 | AFLAC | $161 | — | $161 | 0.19% |
| ARTHUR J. GALLAGER & CO.3 Filed as: ARTHUR J GALLAGER & CO | 1076 HIGHLAND COLONY PKWY RIDGELAND, MS 39157 | AFLAC | $142 | — | $142 | 0.17% |
| BARBARA CAMPBELL MCCORD3 | P.O. BOX 25 SANDHILL, MS 39161 | AFLAC | $135 | — | $135 | 0.16% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD STE 300 RIDGELAND, MS 39157 | AFLAC | $121 | — | $121 | 0.14% |
| FLOYD D KIMBROUGH3 Filed as: FLOYD KIMBROUGH | 875 BRIARWOOD DR JACKSON, MS 39211 | AFLAC | $97 | — | $97 | 0.12% |
| JOHN D KEYS3 Filed as: JOHN D. KEYS | 816 ANNANDALE RD MADISON, MS 39110 | AFLAC | $88 | — | $88 | 0.10% |
| THE SANDERS GROUP INC3 | 14 NORTHTOWN DR STE 202 STE C JACKSON, MS 39211 | AFLAC | $85 | — | $85 | 0.10% |
| ANITA ATKINSON3 | P.O. BOX 738 BRANDON, MS 39043 | AFLAC | $84 | — | $84 | 0.10% |
| J DAVID BUTLER3 Filed as: DAVID G. LOWTHER | 1020 LARAMIE CT MADISON, MS 39110 | AFLAC | $74 | — | $74 | 0.09% |
| JOHN L. WOOD3 Filed as: JOHN WOOD | 51 FENCEWAY DR BRANDON, MS 39042 | AFLAC | $69 | — | $69 | 0.08% |
| RANDALL D LADNER3 Filed as: RANDALL LADNER | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $59 | — | $59 | 0.07% |
| RENESHIA S HOBSON3 Filed as: RENESHIA S. HOBSON | 100 WINTERBURY DR MADISON, MS 39272 | AFLAC | $52 | $4 | $56 | 0.07% |
| LYNN C WENTWORTH3 Filed as: LYNN C. WENTWORTH | 164 ASHTON PARK BLVD MADISON, MS 39110 | AFLAC | $38 | $17 | $55 | 0.07% |
| JEREMIAH TROY TALTON3 | 309 NEW POINTE SUITE B RIDGELAND, MS 39157 | AFLAC | $53 | $2 | $55 | 0.07% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE K. KIMBROUGH | P.O. BOX 273488 BOCA RATON, FL 33427 | AFLAC | $50 | — | $50 | 0.06% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MS 39110 | AFLAC | $48 | — | $48 | 0.06% |
| PRISCILLA L COLEMAN3 Filed as: PRISCILLA COLEMAN | 1127B QUINN STREET JACKSON, MS 39202 | AFLAC | $40 | — | $40 | 0.05% |
| KITTY JO RANEY3 | P.O. BOX 2386 BRANDON, MS 39043 | AFLAC | $40 | — | $40 | 0.05% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $36 | — | $36 | 0.04% |
| CHARLOTTE D BOSS3 | 16145 ORANGE GROVE RD STE E GULFPORT, MS 39503 | AFLAC | $31 | — | $31 | 0.04% |
| ROBERT A. WALKER3 | 402 JEFFERSON ST CLINTON, MS 39056 | AFLAC | $26 | — | $26 | 0.03% |
| ANITA WARE3 Filed as: ANITA B. WARE | 2881A WIRE RD E PERKINSTON, MS 39573 | AFLAC | $26 | — | $26 | 0.03% |
| ROGERS BENEFIT GROUP INC3 Filed as: NATALIE P. ROGERS | 905 OAK TRL CANTON, MS 39046 | AFLAC | $17 | $3 | $20 | 0.02% |
| VICKI M BUTLER3 Filed as: VICKI M. BUTLER | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $18 | — | $18 | 0.02% |
| GARTH KEMP3 | 21 MOSS FOREST CIRCLE JACKSON, MS 39211 | AFLAC | $16 | — | $16 | 0.02% |
| ROBERT J LOVERN3 Filed as: ROBERT J. LOVERN | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $16 | — | $16 | 0.02% |
| GREGORY J WEEKS3 | 730 AVIGNON DR SUITE 101 RIDGELAND, MS 39157 | AFLAC | $15 | — | $15 | 0.02% |
| BETTY BAGNATO3 Filed as: BETTY R (BECKY) BAGNATO | 13430 GULF BEACH HWY #60 PENSACOLA, FL 32507 | AFLAC | $13 | — | $13 | 0.02% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PL BRANDON, MS 39047 | AFLAC | $13 | — | $13 | 0.02% |
| WILLIAM A BRIGGS3 Filed as: WILLIAM BRIGGS | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $12 | — | $12 | 0.01% |
| BEATRICE KIMBROUGH3 Filed as: BEATRICE E. KIMBROUGH | 5352 SNEAD DR WINTER HAVEN, FL 33884 | AFLAC | $12 | — | $12 | 0.01% |
| MCDONALD PLUMMER III3 Filed as: MCDONALD PLUMMER, III | 2934 FLEETWOOD DR COLUMBUS, GA 31906 | AFLAC | $8 | — | $8 | 0.01% |
| ALAN W MARTIN3 Filed as: ALAN W. MARTIN | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $5 | — | $5 | 0.01% |
| ROBERT T GRIFFIN3 Filed as: ROBERT T. GRIFFIN | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | $4 | — | $4 | 0.00% |
| DAWN T SUCHECKI3 Filed as: DAWN T. SUCHECKI | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $660 | $6K | 16.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $691 | $6K | 17.11% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $392 | $3K | 17.16% |
| GREGORY PRICE STARNES3 | 205 OLD CREEK COVE MADISON, MS 39110 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $514 | $213 | $727 | 5.75% |
| CONSTANCE R WALKER3 Filed as: CONSTANCE R. WALKER | 2361 HIGHWAY 49 SOUTH FLORENCE, MS 39073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $538 | $12 | $550 | 4.35% |
| KELLY MUSCOLINO3 | 10900 ROAD 248 UNION, MS 39365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $486 | — | $486 | 3.85% |
| SAMUEL FERRELL3 | 1019 NORTH WIND LANE BRANDON, MS 39047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $199 | — | $199 | 1.57% |
| LOUIS NICHOLAS CHIASSON3 | 182 NIEMEYER RD LUMBERTON, MS 39455 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | $54 | $91 | 0.72% |
| BENEFIT CONSULTANTS INC3 Filed as: BENEFIT CONSULTANTS, PA | 407 WINDSOR DRIVE CLINTON, MS 39056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | — | $47 | 0.37% |
| SHANA A KRAPOVICKY3 | 105 SAINT CHARLES PLACE MADISON, MS 39110 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | $1 | $38 | 0.30% |
| BETTY A WILCOX3 Filed as: BETTY A. WILCOX | 2029 WOODBURN ST. COLORADO SPRINGS, CO 80906 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.16% |
| HOLLINGSWORTH BENEFITS SOLUTIONS3 Filed as: HOLLINGSWORTH BENEFITS SOULUTIONS | 2 WIGEON RAYMOND, MS 39154 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.13% |
| ROBBINS RESEARCH AND PLANNING INC3 Filed as: ROBBINS RESEARCH AND PLANNING INC. | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.11% |
| PATRICIA L LOVELACE3 | 349 SWAN LAKE DR JACKSON, MS 39365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.10% |
| SCARLETT PARKER3 | 19 GRANDBABY LANE HATTIESBURG, MS 39402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.07% |
| J MICHAEL NORRIS INC3 Filed as: J. MICHAEL NORRIS, INC. | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.06% |
| GARLAND INSURANCE INC3 Filed as: GARLAND INSURANCE, INC. | 6254 WATERFORD DRIVE JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.04% |
| RICHARD LOVELACE3 | 349 SWAN LAKE DRIVE JACKSON, MS 39212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| COWLEY INSURANCE SERVICES INC3 Filed as: COWLEY INSURANCE SERVICES, INC. | 1781 SUMMERLAKE DRIVE TUPELO, MS 38801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| DON FENNELL3 | 13659 QUEENS HARBOR BLVD. N. JACKSONVILLE, FL 32225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| BSK BENEFITS PLUS LLC3 Filed as: BSK BENEFITS PLUS, LLC | 205 PINECREST DRIVE COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $276 | $2K | 17.38% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $855 | $116 | $971 | 17.03% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $445 | $73 | $518 | 17.45% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FOX EVERETT A DIVISION OF HUB CONTRACT ADMINISTRATORS | Claims processing Service code 12 | 300 CONCOURSE BLVD, SUITE 300 RIDGELAND, MS 39158 | $44K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 256 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 256 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 211 | $109K |
| Life insurance(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 256 | $54K |
| Short-term disability(3 contracts, 3 carriers) | AFLAC | 155 | $129K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 117 | $30K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INS. CO. | 245 | $216K |
| Other(2 contracts, 2 carriers) | AFLAC | 124 | $87K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 256 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.