| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT ADMINISTRATION COMPANY LLC5 Filed as: BENEFIT ADMINISTRATION SERVICES LTD | P. O. BOX 14208 JACKSON, MS 392364208 | HCC LIFE INSURANCE COMPANY | $45K | — | $45K | 10.00% |
| WALLACE B SANDERS JR3 Filed as: WALLACE BRISTER SANDERS JR | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $6K | $259 | $7K | 7.09% |
| ADAM I SANDERS3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $5K | $259 | $5K | 5.12% |
| PAUL G BOWDEN III3 Filed as: PAUL G BOWDEN, III | P. O. BOX 13647 JACKSON, MS 39236 | AFLAC | $2K | $104 | $2K | 2.35% |
| E INGRAM INC3 | 455 PEBBLE CREEK DRIVE SUITE D MADISON, MS 39110 | AFLAC | $2K | $104 | $2K | 1.88% |
| D AND V BUTLER INC3 Filed as: D & V BUTLER INC | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $465 | $104 | $569 | 0.60% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 309 NEW POINTE STE B RIDGELAND, MS 39157 | AFLAC | $411 | $0 | $411 | 0.44% |
| D P SMITH3 | P. O. BOX 16671 JACKSON, MS 39236 | AFLAC | $400 | — | $400 | 0.42% |
| ARTHUR J. GALLAGER & CO.3 Filed as: ARTHUR J GALLAGER & CO | P O DRAWER 16447 JACKSON, MS 39236 | AFLAC | $393 | — | $393 | 0.42% |
| WILLIAM D SIKES3 | 1320 MEMORIAL DR CLEVELAND, MS 38732 | AFLAC | $343 | — | $343 | 0.36% |
| RICHARD R KIMBROUGH3 Filed as: RICHARD KIMBROUGH | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $206 | — | $206 | 0.22% |
| BARBARA COMPBELL MCCORD3 | 26620 WILSON CEMETARY RD VANCLEAVE, MS 39565 | AFLAC | $164 | — | $164 | 0.17% |
| ANITA ATKINSON3 Filed as: ANITA D ATKINSON | P. O. BOX 738 BRANDON, MS 39043 | AFLAC | $127 | — | $127 | 0.13% |
| FLOYD D KIMBROUGH3 Filed as: FLOYD KIMBROUGH | 875 BRIARWOOD DR JACKSON, MS 39211 | AFLAC | $102 | — | $102 | 0.11% |
| J DAVID BUTLER3 Filed as: DAVID G LOWTHER | 1020 LARAMIE CT MADISON, MS 39110 | AFLAC | $98 | — | $98 | 0.10% |
| JOHN L. WOOD3 Filed as: JOHN G WOOD | 51 FENCEWAY DR BRANDON, MS 39042 | AFLAC | $92 | — | $92 | 0.10% |
| JOHN D KEYS3 | 816 ANNANDALE RD MADISON, MS 39110 | AFLAC | $83 | — | $83 | 0.09% |
| LESLIE K KIMBROUGH3 | P. O. BOX 273488 BOCA RATON, FL 33427 | AFLAC | $48 | — | $48 | 0.05% |
| ROBERT A. WALKER3 Filed as: ROBERT A WALKER | 402 JEFFERSON ST CLINTON, MS 39056 | AFLAC | $44 | — | $44 | 0.05% |
| KITTY RANEY CLYMER3 | 507 GARDEN VALLEY LOOP LITTLE ROCK, AR 72223 | AFLAC | $41 | — | $41 | 0.04% |
| PRISCILLA L COLEMAN3 | 1127B QUINN STREET JACKSON, MS 39202 | AFLAC | $41 | — | $41 | 0.04% |
| WANDA PARKER3 Filed as: WANDA F PARKER | 3665 SHADY OAKS DRIVE OLIVE BRANCH, MS 38654 | AFLAC | $36 | — | $36 | 0.04% |
| CHARLOTTE D BOSS3 | 16145 ORANGE GROVE RD STE E GULFPORT, MS 39503 | AFLAC | $31 | — | $31 | 0.03% |
| ANITA WARE3 Filed as: ANITA B WARE | 2881 A WIRE RD E PERKINSTON, MS 39573 | AFLAC | $26 | — | $26 | 0.03% |
| ROBERT J LOVERN3 | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $25 | — | $25 | 0.03% |
| TERESA KILPATRICK SHAW3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $23 | — | $23 | 0.02% |
| MWG BENEFITS INC3 | P. O. DRAWER 14067 JACKSON, MS 39236 | AFLAC | $22 | — | $22 | 0.02% |
| MELISSA SHETTLES3 Filed as: MELISSA KRISTEL SHETTLES | 8247 MONTROSE DRIVE OLIVE BRANCH, MS 38654 | AFLAC | $20 | — | $20 | 0.02% |
| GREGORY J WEEKS3 | 730 AVIGNON DR STE 101 RIDGELAND, MS 39157 | AFLAC | $19 | — | $19 | 0.02% |
| DANNY IVY3 | P. O. BOX 447 CLINTON, MS 39060 | AFLAC | $19 | — | $19 | 0.02% |
| CHERISE M WADE3 | 922 EVA LN KATY, TX 77493 | AFLAC | $16 | — | $16 | 0.02% |
| GARTH KEMP3 | 21 MOSS FOREST CIR JACKSON, MS 39211 | AFLAC | $16 | — | $16 | 0.02% |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMERON, TN 38367 | AFLAC | $15 | — | $15 | 0.02% |
| BETTY BAGNATO3 Filed as: BETTY R (BECKY) BAGNATO | 1517 CONNOLLY DR NW KENNESAW, GA 30144 | AFLAC | $14 | — | $14 | 0.01% |
| BEATRICE KIMBROUGH3 Filed as: BEATRICE E KIMBROUGH | 5352 SNEAD DR WINTER HAVEN, FL 33884 | AFLAC | $12 | — | $12 | 0.01% |
| JASON BRINKMEYER3 | 170 TURTLE CREEK DR JACKSON, TN 38305 | AFLAC | $10 | — | $10 | 0.01% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $10 | — | $10 | 0.01% |
| NEIL M MORGAN JR3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $10 | — | $10 | 0.01% |
| RONALD L JAMES3 | 308 FEATHER GLEN RIDGELAND, MS 39157 | AFLAC | $5 | — | $5 | 0.01% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $5 | — | $5 | 0.01% |
| LYNN C WENTWORTH3 | 137 EXECUTIVE DR SUITE E MADISON, MS 39110 | AFLAC | $2 | — | $2 | 0.00% |
| SHIRLEY M. THAMES3 Filed as: SHIRLEY M THAMES | P. O. BOX 12432 JACKSON, MS 39236 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT T GRIFFIN3 | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT L GOBLE3 | 6008 NC HWY 16S TAYLORSVILLE, NC 28681 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD F BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $1 | — | $1 | 0.00% |
| BILLY W HENLEY3 | PO BOX 4880 JACKSON, MS 392964880 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| BILLY W HENLEY3 Filed as: BILLY HENLEY | P. O. BOX 4880 JACKSON, MS 392964880 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| CONSTANCE R WALKER3 | 2361 HIGHWAY 49 SOUTH FLORENCE, MS 39073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $254 | — | $254 | 1.66% |
| SAMUEL FERRELL3 | 1019 NORTHWIND LN BRANDON, MS 39047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $245 | — | $245 | 1.60% |
| BENEFIT CONSULTANTS INC3 Filed as: BENEFIT CONSULTANTS PA | 407 WINDSOR DRIVE CLINTON, MS 39056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $93 | — | $93 | 0.61% |
| BETTY A WILCOX3 Filed as: BETTY WILCOX | 2029 WOODBURN ST COLORADO SPRINGS, CO 80906 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $78 | — | $78 | 0.51% |
| GARLAND INSURANCE INC3 | 6254 WATERFORD DRIVE JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 0.18% |
| VIRGINA W LAVENDER3 | 1915 BARNES RD CANTON, MS 39046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $1 | $25 | 0.16% |
| THE LOVELACE AGENCY INC3 | 349 SWAN LAKE DR JACKSON, MS 39212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.15% |
| NEIGHBORHOOD INSURANCE SERVICES3 | 128 PERRY LAKE RD MADISON, MS 39110 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.12% |
| DON FENNELL3 | 1340 MARSH HARBOR DR JACKSONVILLE, FL 32225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.10% |
| ROBBINS RESEARCH AND PLANNING INC3 | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $1 | $15 | 0.10% |
| J MICHAEL NORRIS INC3 | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.05% |
| AON CONSULTING INC3 Filed as: HEWITT & ASSOCIATES INC | PO BOX 15697 HATTIESBURG, MS 39404 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.05% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DR COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $1 | $2 | 0.01% |
| BILLY W HENLEY3 | PO BOX 4880 JACKSON, MS 392964880 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| BILLY W HENLEY3 Filed as: BILLY HENLEY | PO BOX 4880 JACKSON, MS 392964880 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $842 | — | $842 | 14.99% |
| BILLY W HENLEY3 | PO BOX 4880 JACKSON, MS 392964880 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $577 | — | $577 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 249 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 249 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 249 | $454K |
| Life insurance(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 263 | $56K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 240 | $110K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 103 | $15K |
| Other(3 contracts, 2 carriers) | AFLAC | 263 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 263 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.