| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT ADMINISTRATION COMPANY LLC5 Filed as: BENEFIT ADMINISTRATION SERVICES LTD | P. O. BOX 14208 JACKSON, MS 392364208 | HCC LIFE INSURANCE COMPANY | $46K | — | $46K | 10.00% |
| WALLACE B SANDERS JR3 Filed as: WALLACE SANDERS JR | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $5K | $337 | $6K | 5.71% |
| ADAM I SANDERS3 Filed as: ADAM SANDERS | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $4K | $337 | $4K | 3.98% |
| E SPEED INC3 | 309 NEW POINTE STE B RIDGELAND, MS 39157 | AFLAC | $2K | $135 | $2K | 1.93% |
| PAUL G BOWDEN III3 Filed as: PAUL BOWDEN III | P O BOX 13647 JACKSON, MS 39236 | AFLAC | $948 | $135 | $1K | 1.11% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 309 NEW POINTE STE B RIDGELAND, MS 39157 | AFLAC | $957 | — | $957 | 0.98% |
| ARTHUR J. GALLAGER & CO.3 Filed as: ARTHUR J GALLAGER & CO | P O DRAWER 16447 JACKSON, MS 39236 | AFLAC | $398 | — | $398 | 0.41% |
| D P SMITH3 Filed as: D SMITH | P. O. BOX 16671 JACKSON, MS 39236 | AFLAC | $393 | — | $393 | 0.40% |
| D AND V BUTLER INC3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $392 | — | $392 | 0.40% |
| WILLIAM D SIKES3 Filed as: WILLIAM SIKES | 1320 MEMORIAL DR CLEVELAND, MS 38732 | AFLAC | $311 | — | $311 | 0.32% |
| RICHARD R KIMBROUGH3 Filed as: RICHARD KIMBROUGH | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $194 | — | $194 | 0.20% |
| BARBARA CAMPBELL MCCORD3 Filed as: BARBARA MCCORD | 26620 WILSON CEMETARY RD VANCLEAVE, MS 39565 | AFLAC | $160 | — | $160 | 0.16% |
| ANITA ATKINSON3 Filed as: ANITA D ATKINSON | P. O. BOX 738 BRANDON, MS 39043 | AFLAC | $125 | — | $125 | 0.13% |
| BEATRICE KIMBROUGH3 | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $115 | — | $115 | 0.12% |
| J DAVID BUTLER3 Filed as: DAVID LOWTHER | 1020 LARAMIE CT MADISON, MS 39110 | AFLAC | $89 | — | $89 | 0.09% |
| JOHN L. WOOD3 Filed as: JOHN G WOOD | 51 FENCEWAY DR BRANDON, MS 39042 | AFLAC | $88 | — | $88 | 0.09% |
| JOHN KEYS3 | 816 ANNANDALE ROAD MADISON, MS 39110 | AFLAC | $87 | — | $87 | 0.09% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | P O BOX 273488 BOCA RATON, FL 33427 | AFLAC | $50 | — | $50 | 0.05% |
| KITTY JO RANEY3 Filed as: KITTY RANEY | P O BOX 2386 BRANDON, MS 39043 | AFLAC | $41 | — | $41 | 0.04% |
| PRISCILLA L COLEMAN3 Filed as: PRISCILLA COLEMAN | 1127B QUINN STREET JACKSON, MS 39202 | AFLAC | $41 | — | $41 | 0.04% |
| WANDA PARKER3 | 3665 SHADY OAKS DRIVE OLIVE BRANCH, MS 38654 | AFLAC | $36 | — | $36 | 0.04% |
| BILLY W HENLEY3 Filed as: BILLY HENLEY | P O BOX 4880 JACKSON, MS 39296 | AFLAC | $36 | — | $36 | 0.04% |
| ROBERT T WALKER3 Filed as: ROBERT WALKER | 402 JEFFERSON ST CLINTON, MS 39056 | AFLAC | $36 | — | $36 | 0.04% |
| LYNN C WENTWORTH3 Filed as: LYNN WENTWORTH | 137 EXECUTIVE DR SUITE E MADISON, MS 39110 | AFLAC | $35 | — | $35 | 0.04% |
| RANDALL D LADNER3 Filed as: RANDALL LADNER | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $31 | — | $31 | 0.03% |
| CHARLOTTE D BOSS3 Filed as: CHARLOTTE BOSS | 18145 ORANGE GROVE RD STE E GULFPORT, MS 39503 | AFLAC | $31 | — | $31 | 0.03% |
| ANITA WARE3 | 2881 A WIRE RD E PERKINSTON, MS 39573 | AFLAC | $26 | — | $26 | 0.03% |
| ROBERT LOVERN3 | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $25 | — | $25 | 0.03% |
| TERESA KILPATRICK SHAW3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $23 | — | $23 | 0.02% |
| MWG BENEFITS INC3 | P O BOX 14067 JACKSON, MS 39236 | AFLAC | $22 | — | $22 | 0.02% |
| MELISSA SHETTLES3 | 6247 MONTROSE DR OLIVE BRANCH, MS 38654 | AFLAC | $20 | — | $20 | 0.02% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 730 AVIGNON DR STE 101 RIDGELAND, MS 39157 | AFLAC | $19 | — | $19 | 0.02% |
| DANNY IVY3 Filed as: DANNY IVEY | P O BOX 447 CLINTON, MS 39060 | AFLAC | $19 | — | $19 | 0.02% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $17 | — | $17 | 0.02% |
| WILLIAM A BRIGGS3 Filed as: WILLIAM BRIGGS | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $16 | — | $16 | 0.02% |
| GARTH KEMP3 | 21 MOSS FOREST CIR JACKSON, MS 39211 | AFLAC | $16 | — | $16 | 0.02% |
| CHERISE M WADE3 Filed as: CHERISE WADE | 4003 NE 23RD PL CAPE CORAL, FL 33909 | AFLAC | $16 | — | $16 | 0.02% |
| BETTY BAGNATO3 | 1517 CONNOLLY DR NW KENNESAW, GA 30144 | AFLAC | $14 | — | $14 | 0.01% |
| JASON BRINKMEYER3 | 170 TURTLE CREEK DR JACKSON, TN 38305 | AFLAC | $10 | — | $10 | 0.01% |
| NEIL M MORGAN JR3 Filed as: NEIL MORGAN JR | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $10 | — | $10 | 0.01% |
| MICHAEL L HENDERSON3 Filed as: MICHAEL HENDERSON | P O BOX 1039 CLINTON, AR 72031 | AFLAC | $10 | — | $10 | 0.01% |
| VICKI M BUTLER3 Filed as: VICKI BUTLER | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $9 | — | $9 | 0.01% |
| EVELYN P JAMES3 Filed as: EVELYN JAMES | 650A HIGHLAND COLONY PRWY APT 104 RIDGELAND, MS 39157 | AFLAC | $5 | — | $5 | 0.01% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $5 | — | $5 | 0.01% |
| MCDONALD PLUMMER III3 | 2934 FLEETWOOD DR COLUMBUS, GA 31906 | AFLAC | $4 | — | $4 | 0.00% |
| ROBERT T GRIFFIN3 Filed as: ROBERT GRIFFIN | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | $3 | — | $3 | 0.00% |
| GLEN THAMES3 | 2585 GREEN GABLE RD TERRY, MS 39170 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT GOBLE3 | 1410 4TH STREET DR NW UNIT 208 HICKORY, NC 28601 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $1 | — | $1 | 0.00% |
| BILLY W HENLEY3 | PO BOX 4880 JACKSON, MS 392964880 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| BILLY W HENLEY3 Filed as: BILLY HENLEY | P. O. BOX 4880 JACKSON, MS 392964880 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| BILLY W HENLEY3 | PO BOX 4880 JACKSON, MS 392964880 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| SAMUEL FERRELL3 | 1019 NORTH WIND LN BRANDON, MS 39047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $217 | — | $217 | 1.77% |
| CONSTANCE R WALKER3 | 2361 HIGHWAY 49 SOUTH FLORENCE, MS 39073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $109 | — | $109 | 0.89% |
| BENEFIT CONSULTANTS PAC3 | 407 WINDSOR DRIVE CLINTON, MS 39056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | — | $77 | 0.63% |
| BETTY A WILCOX3 | 2029 WOODBURN ST COLORADO SPRINGS, CO 80906 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 0.42% |
| THE LOVELACE AGENCY INC3 | 349 SWAN LAKE DR JACKSON, MS 39212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.16% |
| VIRGINIA W LAVENDER3 | 1915 BARNES RD CANTON, MS 39046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.10% |
| GARLAND INSURANCE INC3 | 6254 WATERFORD DRIVE JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.09% |
| ROBBINS RESEARCH AND PLANNING INC3 | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.09% |
| DON FENNELL3 | 13659 QUEENS HARBOR BLVD N JACKSONVILLE, FL 32225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.08% |
| J MICHAEL NORRIS INC3 | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.06% |
| AON CONSULTING INC3 Filed as: HEWITT & ASOCIATES INC | P O BOX 15697 HATTIESBURG, MS 39404 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DR COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| BILLY W HENLEY3 Filed as: BILLY HENLEY | PO BOX 4880 JACKSON, MS 392964880 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $886 | — | $886 | 15.01% |
| BILLY W HENLEY3 | PO BOX 4880 JACKSON, MS 392964880 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $567 | — | $567 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 240 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 240 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 240 | $463K |
| Life insurance(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 265 | $55K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 149 | $110K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 104 | $16K |
| Other(3 contracts, 2 carriers) | AFLAC | 265 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 265 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.