| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: FOX/EVERETT A DIVISION OF HUB | 300 CONCOURSE BLVD., SUITE 300 RIDGELAND, MS 39158 | HCC LIFE INS. CO. | $37K | — | $37K | 13.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N.CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $1K | $10K | 8.46% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 2.44% |
| THE SANDERS GROUP INC3 Filed as: THE SANDERS GROUP | 14 NORTHTOWN DR, SUITE 202 JACKSON, MS 39211 | AFLAC | $6K | — | $6K | 6.44% |
| WALLACE B SANDERS JR3 Filed as: WALLACE SANDERS, JR | 15 NORTHTOWN DRIVE SUITE C JACKSON, MS 39211 | AFLAC | $2K | — | $2K | 2.63% |
| ADAM I SANDERS3 Filed as: ADAM SANDERS | 14 NORTHTOWN DR, SUITE 202 JACKSON, MS 39211 | AFLAC | $1K | — | $1K | 1.34% |
| E SPEED INC3 Filed as: E. SPEED, INC. | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $860 | $65 | $925 | 0.98% |
| AON CONSULTING INC3 Filed as: C. HEWITT, INC. | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $763 | $65 | $828 | 0.88% |
| PAUL G BOWDEN III3 Filed as: PAUL BOWDEN, III | P.O. BOX 13647 JACKSON, MS 39236 | AFLAC | $638 | — | $638 | 0.68% |
| JOAN M MCSWAIN3 Filed as: JOAN M.MCSWAIN | 744 CLOVER RIDGE WAY BRANDON, MS 39047 | AFLAC | $437 | — | $437 | 0.46% |
| ARTHUR J. GALLAGER & CO.3 | 1076 HIGHLAND PARKWAY RIDGELAND, MA 39157 | AFLAC | $385 | — | $385 | 0.41% |
| D P SMITH3 Filed as: D. P. SMITH | P.O. BOX 16671 JACKSON, MS 39236 | AFLAC | $302 | — | $302 | 0.32% |
| D AND V BUTLER INC3 Filed as: D AND V BUTLER, INC. | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $294 | — | $294 | 0.31% |
| WILLIAM D SIKES3 Filed as: WILLIAM SIKES | 1320 MEMORIAL DR CLEVELAND, MS 38732 | AFLAC | $271 | — | $271 | 0.29% |
| TERESA KILPATRICK SHAW3 | 15 NORTHTOWN DR SUTE C JACKSON, MS 39211 | AFLAC | $239 | — | $239 | 0.25% |
| LYNN C WENTWORTH3 Filed as: LYNN C. WENTWORTH | 164 ASHTON PARK BLVD MADISON, MS 39110 | AFLAC | $173 | — | $173 | 0.18% |
| RICHARD R KIMBROUGH3 Filed as: RICHARD KIMBROUGH | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $166 | — | $166 | 0.18% |
| BARBARA CAMPBELL MCCORD3 | P.O. BOX 25 SANDHILL, MS 39161 | AFLAC | $151 | — | $151 | 0.16% |
| ANITA ATKINSON3 | P.O. BOX 738 BRANDON, MS 39043 | AFLAC | $101 | — | $101 | 0.11% |
| FLOYD D KIMBROUGH3 Filed as: FLOYD KIMBROUGH | 875 BRIARWOOD DR JACKSON, MS 39211 | AFLAC | $100 | — | $100 | 0.11% |
| JOHN D KEYS3 Filed as: JOHN D. KEYS | 816 ANNANDALE RD MADISON, MS 39110 | AFLAC | $88 | — | $88 | 0.09% |
| J DAVID BUTLER3 Filed as: DAVID G. LOWTHER | 1020 LARAMIE CT MADISON, MS 39110 | AFLAC | $74 | — | $74 | 0.08% |
| JOHN L. WOOD3 Filed as: JOHN WOOD | 51 FENCEWAY DR BRANDON, MS 39042 | AFLAC | $73 | — | $73 | 0.08% |
| RANDALL D LADNER3 Filed as: RANDALL LADNER | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $64 | — | $64 | 0.07% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE K. KIMBROUGH | P.O. BOX 273488 BOCA RATON, FL 33427 | AFLAC | $50 | — | $50 | 0.05% |
| PRISCILLA L COLEMAN3 Filed as: PRISCILLA COLEMAN | 1127B QUINN STREET JACKSON, MS 39202 | AFLAC | $42 | — | $42 | 0.04% |
| KITTY JO RANEY3 | P.O. BOX 2386 BRANDON, MS 39043 | AFLAC | $42 | — | $42 | 0.04% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $32 | — | $32 | 0.03% |
| CHARLOTTE D BOSS3 Filed as: CHARLOTTE BOSS | 16145 ORANGE GROVE RD STE E GULFPORT, MS 39503 | AFLAC | $31 | — | $31 | 0.03% |
| RENESHIA S HOBSON3 Filed as: RENESHIA S. HOBSON | 100 WINTERBURY DR BYRAM, MS 39272 | AFLAC | $29 | — | $29 | 0.03% |
| ROGERS BENEFIT GROUP INC3 Filed as: NATALIE P. ROGERS | 905 OAK TRL CANTON, MS 39046 | AFLAC | $27 | — | $27 | 0.03% |
| ROBERT A. WALKER3 | 402 JEFFERSON ST CLINTON, MS 39056 | AFLAC | $26 | — | $26 | 0.03% |
| RENESHIA S HOBSON3 Filed as: RENESHIA S. HOBSON | 100 WINTERBURY DR MADISON, MS 39110 | AFLAC | $24 | — | $24 | 0.03% |
| VICKI M BUTLER3 Filed as: VICKI M. BUTLER | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $21 | — | $21 | 0.02% |
| ANITA WARE3 Filed as: ANITA B. WARE | 2881A WIRE RD E PERKINSTON, MS 39573 | AFLAC | $19 | — | $19 | 0.02% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 730 AVIGNON DR SUITE 101 RIDGELAND, MS 39157 | AFLAC | $18 | — | $18 | 0.02% |
| GARTH KEMP3 | 21 MOSS FOREST CIRCLE JACKSON, MS 39211 | AFLAC | $16 | — | $16 | 0.02% |
| ROGERS BENEFIT GROUP INC3 Filed as: NATALIE P. ROGERS | 134 PORTER RIDGE DR CANTON, MS 39046 | AFLAC | $16 | — | $16 | 0.02% |
| ROBERT J LOVERN3 Filed as: ROBERT J. LOVERN | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $16 | — | $16 | 0.02% |
| WILLIAM A BRIGGS3 Filed as: WILLIAM BRIGGS | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $15 | — | $15 | 0.02% |
| BETTY BAGNATO3 Filed as: BETTY R (BECKY) BAGNATO | 13430 GULF BEACH HWY #60 PENSACOLA, FL 32507 | AFLAC | $14 | — | $14 | 0.01% |
| BEATRICE KIMBROUGH3 Filed as: BEATRICE E. KIMBROUGH | 5352 SNEAD DR WINTER HAVEN, FL 33884 | AFLAC | $12 | — | $12 | 0.01% |
| WANDA PARKER3 Filed as: WANDA F. PARKER | 3665 SHADY OAKS DR OLIVE BRANCH, MS 38654 | AFLAC | $11 | — | $11 | 0.01% |
| JEREMIAH TROY TALTON3 | 309 NEW POINTE SUITE B RIDGELAND, MS 39157 | AFLAC | $11 | — | $11 | 0.01% |
| MCDONALD PLUMMER III3 Filed as: MCDONALD PLUMMER, III | 2934 FLEETWOOD DR COLUMBUS, GA 31906 | AFLAC | $9 | — | $9 | 0.01% |
| PETER B WILKINSON JR3 Filed as: PETER B. WILKINSON, JR | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $7 | — | $7 | 0.01% |
| CHERISE M WADE3 Filed as: CHERISE M. WADE | 1931 HIGHWAY 90 W SEALY, TX 77474 | AFLAC | $7 | — | $7 | 0.01% |
| ANITA WARE3 Filed as: ANITA B. WARE | 2881 A WIRE RD E PERKINSTON, MS 39573 | AFLAC | $6 | — | $6 | 0.01% |
| NEIL M MORGAN JR3 Filed as: NEIL M. MORGAN, JR. | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $6 | — | $6 | 0.01% |
| ROBERT T GRIFFIN3 Filed as: ROBERT T. GRIFFIN | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | $6 | — | $6 | 0.01% |
| MWG BENEFITS INC3 | P.O. BOX 14067 JACKSON, MS 39236 | AFLAC | $5 | — | $5 | 0.01% |
| ALAN W MARTIN3 Filed as: ALAN W. MARTIN | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $5 | — | $5 | 0.01% |
| DANNY IVY3 | P.O. BOX 447 CLINTON, MS 39060 | AFLAC | $5 | — | $5 | 0.01% |
| RONALD L JAMES3 Filed as: RONALD L. JAMES | 308 FEATHER GLEN RIDGELAND, MS 39157 | AFLAC | $5 | — | $5 | 0.01% |
| MELISSA SHETTLES3 Filed as: MELISSA KRISTEL SHETTLES | 8247 MONTROSE DR OLIVE BRANCH, MS 38654 | AFLAC | $3 | — | $3 | 0.00% |
| JASON BRINKMEYER3 | 4476 OLIVE CREEK CV ARLINGTON, TN 38002 | AFLAC | $3 | — | $3 | 0.00% |
| SHIRLEY M. THAMES3 | P.O. BOX 12432 JACKSON, MS 39236 | AFLAC | $2 | — | $2 | 0.00% |
| DAWN T SUCHECKI3 Filed as: DAWN T. SUCHECKI | 225 S. WATER ST. WILMINGON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD F. BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $1 | — | $1 | 0.00% |
| TONYA SUE ELMORE3 | 1930 HIGHWAY 71 E MANSFIELD, AR 72944 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT L GOBLE3 Filed as: ROBERT L. GOBLE | 1410 4TH STREET DR NW UNIT 208 HICKORY, NC 28601 | AFLAC | $1 | — | $1 | 0.00% |
| AMY B CITRON3 Filed as: AMY B. CITRON | 1024 GRANADA AVE NASHVILLE, TN 37206 | AFLAC | $1 | — | $1 | 0.00% |
| CHARLES L CHANCELLOR3 Filed as: CHARLES L. CHANCELLOR | 903 WEATHERFORD DR BENTON, AR 72015 | AFLAC | $1 | — | $1 | 0.00% |
| KEITH R MOORE3 Filed as: KEITH R. MOORE | 135 WALNUT CREEK RD CORDOVA, TN 38018 | AFLAC | $1 | — | $1 | 0.00% |
| ROGER MURRAY JOHNSON3 | 1926 TURNING WHEEL LN FRANKLIN, TN 37067 | AFLAC | $1 | — | $1 | 0.00% |
| TONYA SUE ELMORE3 | 1930 S. HIGHWAY 71 E. MANSFIELD, AR 72944 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $338 | $4K | 12.48% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 3.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD, SUITE 300 METAIRIE, LA 392964880 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $348 | $4K | 12.52% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 3.53% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $157 | $2K | 12.19% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $718 | — | $718 | 3.60% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD STE 300 METAIRIE, LA 70009 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $170 | $2K | 12.96% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $444 | — | $444 | 3.30% |
| SAMUEL FERRELL3 | 1019 NORTH WIND LANE BRANDON, MS 39047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $183 | — | $183 | 1.90% |
| CONSTANCE R WALKER3 Filed as: CONSTANCE R. WALKER | 2361 HIGHWAY 49 SOUTH FLORENCE, MS 39073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $113 | $2 | $115 | 1.20% |
| BENEFIT CONSULTANTS INC3 Filed as: BENEFIT CONSULTANTS, PA | 407 WINDSOR DRIVE CLINTON, MS 39056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | — | $43 | 0.45% |
| HOLLINGSWORTH BENEFITS SOLUTIONS3 Filed as: HOLLINGSWORTH BENEFITS SOULUTIONS | 2 WIGEON RAYMOND, MS 39154 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $3 | $22 | 0.23% |
| BETTY A WILCOX3 Filed as: BETTY A. WILCOX | 2029 WOODBURN ST. COLORADO SPRINGS, CO 80906 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.20% |
| RICHARD LOVELACE3 | 349 SWAN LAKE DRIVE JACKSON, MS 39212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.17% |
| ROBBINS RESEARCH AND PLANNING INC3 Filed as: ROBBINS RESEARCH AND PLANNING INC. | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $1 | $14 | 0.15% |
| SCARLETT PARKER3 | 19 GRANDBABY LANE HATTIESBURG, MS 39402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $1 | $12 | 0.12% |
| COWLEY INSURANCE SERVICES INC3 Filed as: COWLEY INSURANCE SERVICES, INC. | 1781 SUMMERLAKE DRIVE TUPELO, MS 38801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $1 | $7 | 0.07% |
| J MICHAEL NORRIS INC3 Filed as: J. MICHAEL NORRIS, INC. | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.07% |
| GARLAND INSURANCE INC3 Filed as: GARLAND INSURANCE, INC. | 6254 WATERFORD DRIVE JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.05% |
| DON FENNELL3 | 13659 QUEENS HARBOR BLVD. N. JACKSONVILLE, FL 32225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| BSK BENEFITS PLUS LLC3 Filed as: BSK BENEFITS PLUS, LLC | 205 PINECREST DRIVE COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| KEN D CUPIT3 Filed as: KEN D. CUPIT | P.O. BOX 138 LIBERTY, MS 39645 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWYA BLVD SUITE 300 METAIRIE, LA 70009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $657 | $56 | $713 | 12.27% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $215 | — | $215 | 3.70% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $426 | $36 | $462 | 12.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD #300 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $114 | — | $114 | 3.17% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FOX EVERETT A DIVISION OF HUB CONTRACT ADMINISTRATORS | Claims processing Service code 12 | 300 CONCOURSE BLVD, SUITE 300 RIDGELAND, MS 39158 | $47K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 262 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 262 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 214 | $123K |
| Life insurance(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 262 | $52K |
| Short-term disability(3 contracts, 3 carriers) | AFLAC | 150 | $138K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 101 | $33K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INS. CO. | 250 | $286K |
| Other(2 contracts, 2 carriers) | AFLAC | 133 | $98K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 262 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.