| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 95 STATE STREET, SUITE 1300 SALT LAKE CITY, UT 84111 | SELECTHEALTH | $104K | $35K | $138K | 3.65% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 200 EAST RANDOLPH STREET CHICAGO, IL 60601 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $43K | $11K | $54K | 7.48% |
| IMA, INC.3 | 95 STATE STREET, SUITE 1300 SALT LAKE CITY, UT 84111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $23K | $5K | $28K | 3.83% |
| WATCHTOWER BENEFITS, LLC3 | 306 WEST ERIE STREET, SUITE 300 CHICAGO, IL 60654 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $733 | $5K | 1.77% |
| DIVERSIFIED INSURANCE GROUP3 Filed as: DIVERSIFIED INSURANCE BENEFIT SVCS. | 95 SOUTH STATE STREET, SUITE 1300 SALT LAKE CITY, UT 84111 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 1.54% |
| IMA, INC.3 | 95 S STATE ST STE 1300 SALT LAKE CITY, UT 84111 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 20.00% |
| ASSUREX3 | 175 SOUTH 3RD STREET, SUITE 800 COLUMBUS, OH 43215 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $187 | $187 | 0.84% |
| KAREN HARMER3 Filed as: KAREN L. HARMER | PO BOX 829 SANDY, UT 84091 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 11.07% |
| DIVERSIFIED INSURANCE GROUP3 Filed as: DIVERSIFIED INSURANCE BENEFIT SVCS. | 136 EAST SOUTH TEMPLE, SUITE 2300 SALT LAKE CITY, UT 84111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 5.24% |
| KAREN HARMER3 Filed as: KAREN L. HARMER | 2581 EAST GOLDEN EYE DRIVE SANDY, UT 84093 | CONTINENTAL AMERICAN INSURANCE COMPANY | $314 | $0 | $314 | 1.57% |
| JERRY HOKE3 Filed as: JERRY F. HOKE AND OTHER AGENTS | 517 EAST 3270 NORTH LEHI, UT 84043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $122 | $0 | $122 | 0.61% |
| CLINT ERIC WEIGHT3 | 706 SOUTH 320 EAST SALEM, UT 84653 | CONTINENTAL AMERICAN INSURANCE COMPANY | $57 | $0 | $57 | 0.29% |
| MAURICO RENE PLATT3 | 11839 STEPHENVILLE DRIVE FRISCO, TX 75035 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | $0 | $56 | 0.28% |
| DAMON R STREETMAN3 Filed as: DAMON R. STREETMAN | 5894 WEST WILDFLOWER COURT HIGHLAND, UT 84003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | $0 | $22 | 0.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,885 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,885 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SELECTHEALTH | 463 | $3.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 554 | $259K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 554 | $259K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,885 | $725K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,885 | $725K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,885 | $725K |
| Other(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,885 | $767K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,885 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.