| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIVERSIFIED INSURANCE GROUP3 Filed as: DIVERSIFIED INS. BENEFIT SERVICES | 136 EAST SOUTH TEMPLE STE. 2300 SALT LAKE CITY, UT 84111 | SELECTHEALTH | $89K | $30K | $119K | 3.99% |
| DIVERSIFIED INSURANCE GROUP3 Filed as: DIVERSIFIED INC BENEFIT SERVICES | 136 E SOUTH TEMPLE STE 2300 SALT LAKE CITY, UT 84111 | METROPOLITAN LIFE INS COMPANY | $9K | $0 | $9K | 3.37% |
| IMA, INC.3 Filed as: IMA, INC | 136 E SOUTH TEMPLE SALT LAKE CITY, UT 84111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $2K | $13K | 8.74% |
| DIVERSIFIED INSURANCE GROUP3 Filed as: DIVERSIFIED INSURANCE BENEFITS | 136 EAST SOUTH TEMPLE SALT LAKE CITY, UT 84111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $888 | $9K | 16.63% |
| KAREN HARMER3 Filed as: KAREN L HARMER | PO BOX 829 SANDY, UT 84091 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 9.51% |
| DIVERSIFIED INSURANCE GROUP3 Filed as: DIVERSIFIED INS BENEFIT SVCS | 136 E SOUTH TEMPLE STE 2300 SALT LAKE CITY, UT 84111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $938 | $0 | $938 | 4.61% |
| KAREN HARMER3 Filed as: KAREN L HARMER | 2581 E GOLDEN EYE DR. SANDY, UT 84093 | CONTINENTAL AMERICAN INSURANCE COMPANY | $231 | $0 | $231 | 1.13% |
| MAURICIO R PLATT3 | 11839 STEPHVILLE DR FRISCO, TX 75035 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | $0 | $49 | 0.24% |
| MARC MICKELSEN3 Filed as: MARC S MICKLESON | 1324 S 1900 E SALT LAKE CITY, UT 84108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | $0 | $43 | 0.21% |
| JERRY DUNCAN3 Filed as: JERRY F HOKE | 517 E 3270 LEHI, UT 84043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | $0 | $27 | 0.13% |
| TIMOTHY B. CRAIG3 Filed as: TIMOTHY B CRAIG | 11829 S PINNACLE ACRE CT RIVERTON, UT 84065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | $0 | $21 | 0.10% |
| DAMON STREETMAN3 | 5894 WILDFLOWER CT HIGHLAND, UT 84003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | $0 | $17 | 0.08% |
| MIKE C LUNDQUIST3 | 8889 S SILVERTONE WAY SANDY, UT 84093 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | $0 | $15 | 0.07% |
| CLINT WEIGHT3 | 745 S 180 WEST SALEM, UT 84653 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | $0 | $13 | 0.06% |
| TYLER KOHLER3 | 1232 E BENT PINE COVE DRAPER, UT 84020 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | $0 | $8 | 0.04% |
| BRENT W THOMPSON3 | 435 E 1070 S OREM, UT 84097 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | $0 | $7 | 0.03% |
| NEENA W BEVERLY3 | 1888 E 6400 S HOLLADAY, UT 84121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.02% |
| BARRY BEVERLY3 Filed as: BARRY C BEVERLY | 1888 E 6400 S HOLLADAY, UT 84121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.01% |
| HUTCHINGS, JEANA L3 Filed as: HUTCHINGS JEANA L | 136 EAST SOUTH TEMPLE STE 2300 STE 2300 SALT LAKE CITY, UT 84111 | UNUM LIFE INSURANCE COMPANY | $177 | $24 | $201 | 14.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 599 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 599 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SELECTHEALTH | 475 | $3.0M |
| Dental | METROPOLITAN LIFE INS COMPANY | 599 | $272K |
| Vision | METROPOLITAN LIFE INS COMPANY | 599 | $272K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 223 | $153K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 223 | $153K |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 223 | $229K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 599 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.