| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL | 115 OFFICE PARK DRIVE, SUITE 200 MOUNTAIN BROOK, AL 35223 | TOKIO MARINE HCC | $25K | — | $25K | 12.27% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL | 115 OFFICE PARK DRIVE, SUITE 200 BIRMINGHAM, AL 35223 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $33K | — | $33K | 22.72% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $55 | $55 | 0.04% |
| DAVID MILLER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $14K | — | $14K | 30.54% |
| JONATHAN BROOKS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 14.36% |
| SHERRIE YOUNG3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 3.00% |
| KERI ANDERSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $630 | — | $630 | 1.35% |
| JULIA PHILLIPS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $102 | — | $102 | 0.22% |
| DANIEL ANTHONY3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $92 | — | $92 | 0.20% |
| KIMBERLY VINSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $40 | — | $40 | 0.09% |
| ALLEN VISHBACH3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $34 | — | $34 | 0.07% |
| CANDACE HUGHETT3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $27 | — | $27 | 0.06% |
| CHRISTIE STANTON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| BLAKE MILLER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| BETH TEMPLETON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TN 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8 | — | $8 | 0.02% |
| EDDIE PITTS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| JOHN MILES ROWAN3 Filed as: JOHN BROOKS, JR | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| DAVID MILLER3 Filed as: DAVID BASS | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| CLINT MCLAIN3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| STEPHANIE CREWS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| DAVID MILLER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 33.93% |
| JONATHAN BROOKS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 17.21% |
| SHERRIE YOUNG3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $672 | — | $672 | 2.83% |
| KERI ANDERSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $317 | — | $317 | 1.33% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL | 115 OFFICE PARK DRIVE, SUITE 200 BIRMINGHAM, AL 35223 | THE GUARDIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| WATCHTOWER BENEFITS, LLC3 | 2734 N MILDRED AVENUT #3 CHICAGO, IL 60618 | THE GUARDIAN LIFE INSURANCE COMPANY | $127 | — | $127 | 0.59% |
| DAVID MILLER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 162.81% |
| JONATHAN BROOKS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 68.34% |
| SHERRIE YOUNG3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $76 | — | $76 | 7.87% |
| KERI ANDERSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $38 | — | $38 | 3.93% |
| DAVID MILLER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $33 | — | $33 | 3.42% |
| JONATHAN BROOKS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$5 | — | -$5 | -0.52% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMPSYCH EIN 35-3739783 THIRD PARTY ADMINISTRATI | Contract Administrator Service code 13 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 253 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 253 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 314 | $1.5M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 314 | $1.5M |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY | 164 | $22K |
| Life insurance(5 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 317 | $220K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 317 | $146K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 317 | $146K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 314 | $1.5M |
| Other(7 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 317 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 317 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.