| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC. | PO BOX 241667 MONTGOMERY, AL 36124 | GULF GUARANTY LIFE INSURANCE COMPANY | $21K | — | $21K | 10.72% |
| LAKESHORE BENEFIT ALLIANCE LLC3 Filed as: LAKESHORE BENEFIT ALLIANCE | 700 37TH STREET SOUTH BIRMINGHAM, AL 35222 | GULF GUARANTY LIFE INSURANCE COMPANY | $9K | — | $9K | 4.59% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN AND HALL | 115 OFFICE PARK DRIVE, SUITE 200 MOUNTAIN BROOK, AL 35223 | GULF GUARANTY LIFE INSURANCE COMPANY | $7K | — | $7K | 3.51% |
| LBA SERVICE LLC3 Filed as: LBA SERVICE | 700 37TH STREET SOUTH BIRMINGHAM, AL 35222 | GULF GUARANTY LIFE INSURANCE COMPANY | $1K | — | $1K | 0.77% |
| ABLE BENEFIT SOLUTIONS3 | 3800 COLONNADE PARKWAY, SUITE 240 BIRMINGHAM, AL 35243 | THE GUARDIAN LIFE INSURANCE COMPANY | $15K | — | $15K | 12.48% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN & HALL | 115 OFFICE PARK DRIVE, SUITE 200 BIRMINGHAM, AL 35223 | THE GUARDIAN LIFE INSURANCE COMPANY | $3K | — | $3K | 2.57% |
| DAVID MILLER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 19.63% |
| JOHN MILES ROWAN3 Filed as: JOHN BROOKS, JR | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 5.96% |
| SHERRIE YOUNG3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.36% |
| KERI ANDERSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.04% |
| JULIA PHILLIPS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $111 | — | $111 | 0.22% |
| DANIEL ANTHONY3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $105 | — | $105 | 0.21% |
| KIMBERLY VINSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $70 | — | $70 | 0.14% |
| CANDACE HUGHETT3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $32 | — | $32 | 0.06% |
| STEPHANIE CREWS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $31 | — | $31 | 0.06% |
| BLAKE MILLER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $28 | — | $28 | 0.05% |
| EDDIE PITTS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $19 | — | $19 | 0.04% |
| BETH TEMPLETON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TN 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $16 | — | $16 | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RENEE BROWN | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| DAVID MILLER3 Filed as: DAVID BASS | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| DAVID MILLER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 25.13% |
| JONATHAN BROOKS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 6.21% |
| SHERRIE YOUNG3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 5.80% |
| KERI ANDERSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $695 | — | $695 | 3.44% |
| STEPHANIE CREWS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $83 | — | $83 | 0.41% |
| DAVID MILLER3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 50.74% |
| JONATHAN BROOKS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $560 | — | $560 | 19.72% |
| SHERRIE YOUNG3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $91 | — | $91 | 3.20% |
| KERI ANDERSON3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $51 | — | $51 | 1.80% |
| STEPHANIE CREWS3 | 3700 S. STONEBRIDGE DRIVE MCKINNEY, TX 75070 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 204 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 359 | $1.4M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 359 | $1.6M |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY | 212 | $121K |
| Life insurance(4 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY | 212 | $195K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY | 212 | $121K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY | 212 | $121K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 359 | $1.4M |
| Other(6 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 359 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 359 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.