| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE JREED AGENCY LLC Filed as: THE JREED AGENCY, LLC | 29167 FLEETA ROAD OPP, AL 36467 | AFLAC | $3K | $37 | $3K | 3.97% |
| MARGARET E MAYO | 209 DAPHNE DR ENTERPRISE, AL 36330 | AFLAC | $1K | $0 | $1K | 1.62% |
| DAVID N DAVIS | 6901 D AND B LN WING, AL 36483 | AFLAC | $1K | — | $1K | 1.51% |
| PAUL S WATKINS Filed as: PAUL WATKINS | P.O. BOX 269 TROY, AL 36081 | AFLAC | $1K | — | $1K | 1.50% |
| SAIC INC Filed as: SAIC, INC | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $1K | — | $1K | 1.50% |
| BUCK MAYO JR Filed as: BUCK MAYO JR. | 209 DAPHNE DR ENTERPRISE, AL 36330 | AFLAC | $608 | — | $608 | 0.73% |
| BRIAN V ANDREWS | 2728 TAMARACK DR PACE, FL 32571 | AFLAC | $543 | $9 | $552 | 0.67% |
| BRIAN ANDREWS | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $479 | — | $479 | 0.58% |
| KELVIN MICHAEL RICE | 623 WESTBROOK ROAD DOTHAN, AL 36303 | AFLAC | $419 | — | $419 | 0.51% |
| LESLIE HALL MCCORMICK Filed as: LESLIE MCCORMICK | 31633 BOSTON ROAD DOZIER, AL 36028 | AFLAC | $304 | $9 | $313 | 0.38% |
| RICKEY L BOOTHE | P.O. BOX 584 OPP, AL 36467 | AFLAC | $295 | — | $295 | 0.36% |
| JULIET WEST ADAMS | 202 CROWHILL ROAD TROY, AL 36081 | AFLAC | $97 | — | $97 | 0.12% |
| EDDIE J TORRES | 33 EDENWOOD DR FREEPORT, FL 32439 | AFLAC | $91 | — | $91 | 0.11% |
| BARBARA R KOGUT | 2631 COLUMBIA ST HOUSTON, TX 77008 | AFLAC | $90 | — | $90 | 0.11% |
| HENRY A CURTIS | 203 EMERALD DR TROY, AL 36079 | AFLAC | $86 | — | $86 | 0.10% |
| BRITTANY N BLACK | 4195 DASHER ROAD LAKE PARK, GA 31636 | AFLAC | $74 | — | $74 | 0.09% |
| JADE LEE DAVIS | 236 COUNTY ROAD 3329 BRUNDIDGE, AL 36010 | AFLAC | $54 | — | $54 | 0.07% |
| JOHN TODD LEE | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $46 | — | $46 | 0.06% |
| SELINA STURGIS | 4095 DASHER ROAD LAKE PARK, GA 31636 | AFLAC | $39 | — | $39 | 0.05% |
| BEVERLY L ENGLAND | PO BOX 253 SARALAND, AL 36571 | AFLAC | $38 | — | $38 | 0.05% |
| STAN A SHERLIN | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $35 | — | $35 | 0.04% |
| MICHAEL J THRASHER Filed as: MICHAEL THRASHER | 19723 DESNA DR PORTER, TX 77365 | AFLAC | $29 | — | $29 | 0.04% |
| RHONDA M WHIDDON | 120 TELFORD PL DOTHAN, AL 36305 | AFLAC | $29 | — | $29 | 0.04% |
| JAMES D RICHBURG SR Filed as: JAMES D. RICHBURG, SR | 1341 MITCHELL ROAD BRANTLEY, AL 36009 | AFLAC | $25 | — | $25 | 0.03% |
| HILDA L HARDY Filed as: HILDA HARDY | 1202 AMHERST DRIVE DOTHAN, AL 36305 | AFLAC | $22 | — | $22 | 0.03% |
| BRIAN E HICKS Filed as: BRIAN E. HICKS | 2739 AMERICUS DRIVE THOMPSONS STATION, TN 37179 | AFLAC | $21 | — | $21 | 0.03% |
| DWAYNE B ALLEN Filed as: DWAYNE ALLEN | 189 DIAMOND POINTE DR MAUMELLE, AR 72113 | AFLAC | $21 | — | $21 | 0.03% |
| LARA CARLSON Filed as: LARA K CARLSON | 106 LAUREL VIEW DR ST SIMONS ISLAND, GA 31522 | AFLAC | $20 | — | $20 | 0.02% |
| MICHAEL S MASKILL Filed as: MICHAEL S. MASKILL | 188 RIDGEWOOD DRIVE DAPHNE, AL 36526 | AFLAC | $20 | — | $20 | 0.02% |
| THOMAS E NORMAN | 917 ELDORADO DRIVE DOTHAN, AL 36303 | AFLAC | $18 | — | $18 | 0.02% |
| JAMES D RICHBURG II Filed as: JAMES D. RICHBURG | 620 MARTIN LAKES DR E JACKSONVILLE, FL 32220 | AFLAC | $18 | — | $18 | 0.02% |
| RONALD EUGENE WALLACE | PO BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $10 | — | $10 | 0.01% |
| THOMAS R BAILEY | 142 MAPLE CT NW CHARLESTON, TN 37310 | AFLAC | $9 | — | $9 | 0.01% |
| DENNIS W CAMDEN | 101 N JEFFERSON ST RM 305 MEXICO, MO 65265 | AFLAC | $8 | — | $8 | 0.01% |
| LYNNE HUDGINS MOORE | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $8 | — | $8 | 0.01% |
| JOHN W AMOS | 10051 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $6 | — | $6 | 0.01% |
| JOHN W AMOS Filed as: JOHN P THOMPSON JR | 1543 TEDDINGTON ST DELAND, FL 32720 | AFLAC | $4 | — | $4 | 0.00% |
| WILLIAM L AMOS III | 7100 STILLWATER DRIVE COLUMBUS, GA 31904 | AFLAC | $3 | — | $3 | 0.00% |
| TROY INSURANCE CONSULTANTS | PO BOX 269 TROY, AL 36081 | AFLAC | $3 | — | $3 | 0.00% |
| SUE C TUCKER | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $1 | — | $1 | 0.00% |
| JENNIFER SMITH Filed as: JENNIFER L SMITH | 4640 S STEWART AVE SPRINGFIELD, MO 65804 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| JOEL SANDERS | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 16.00% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 15.99% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 17.16% |
| MARSH & MCLENNAN AGENCY LLC | 206 EXCHANGE PL NW HUNTSVILLE, AL 358062300 | AMERITAS LIFE INSURANCE CORP. | $2K | — | $2K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC | 11330 LAKEFIELD DR STE 100 BLDG I DULUTH, GA 300971578 | AMERITAS LIFE INSURANCE CORP. | — | $419 | $419 | 1.91% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $840 | $2K | 15.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 164 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 278 | $72K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 264 | $22K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 164 | $66K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 87 | $97K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 164 | $37K |
| Other(4 contracts, 3 carriers) | AFLAC | 164 | $149K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 278 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.