| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JEFFREY REED3 | 29167 FLEETA RD OPP, AL 36467 | AFLAC | $3K | $152 | $3K | 2.75% |
| MARGARET E MAYO3 Filed as: MARGARET MAYO | 209 DAPHNE DR ENTERPRISE, AL 36330 | AFLAC | $2K | $0 | $2K | 2.14% |
| DAVID N DAVIS3 | 6901 D AND B LN WING, AL 36483 | AFLAC | $2K | $7 | $2K | 1.86% |
| SAIC INC3 | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $2K | $0 | $2K | 1.83% |
| PAUL S WATKINS3 | PO BOX 269 TROY, AL 36081 | AFLAC | $2K | $0 | $2K | 1.83% |
| BUCK MAYO JR3 | 209 DAPHNE DR ENTERPRISE, AL 36330 | AFLAC | $934 | $0 | $934 | 0.89% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $734 | $0 | $734 | 0.70% |
| KELVIN MICHAEL RICE3 | 529 EDINBURGH WAY DOTHAN, AL 36305 | AFLAC | $563 | $31 | $594 | 0.57% |
| RICKEY L BOOTHE3 | PO BOX 584 OPP, AL 36467 | AFLAC | $454 | $0 | $454 | 0.43% |
| BRIAN V ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $363 | $32 | $395 | 0.38% |
| BARBARA R KOGUT3 | 2631 COLUMBIA ST HOUSTON, TX 77008 | AFLAC | $171 | $0 | $171 | 0.16% |
| HENRY A CURTIS3 | 203 EMERALD DR TROY, AL 36079 | AFLAC | $130 | $0 | $130 | 0.12% |
| EDDIE J TORRES3 | 84 VIRGO ST SANTA ROSA BEACH, FL 32459 | AFLAC | $114 | $0 | $114 | 0.11% |
| JADE LEE DAVIS3 | 203 HICKMAN AVE E KINSTON, AL 36453 | AFLAC | $90 | $1 | $91 | 0.09% |
| BRITTANY N BLACK3 | 4095 DASHER RD LAKE PARK, GA 31636 | AFLAC | $68 | $0 | $68 | 0.07% |
| JOHN TODD LEE3 | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $62 | $0 | $62 | 0.06% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $53 | $0 | $53 | 0.05% |
| RHONDA M WHIDDON3 Filed as: RHONDA WHIDDON | 120 TELFORD PL DOTHAN, AL 36305 | AFLAC | $36 | $0 | $36 | 0.03% |
| SELINA STURGIS3 | 4095 DASHER RD LAKE PARK, GA 31636 | AFLAC | $36 | $0 | $36 | 0.03% |
| BRIAN E HICKS3 | 1327 JEWELL AVE FRANKLIN, TN 37064 | AFLAC | $32 | $0 | $32 | 0.03% |
| TROY INSURANCE CONSULTANTS3 | PO BOX 269 TROY, AL 36081 | AFLAC | $32 | $0 | $32 | 0.03% |
| JAMES D RICHBURG SR3 | 1341 MITCHELL RD BRANTLEY, AL 36009 | AFLAC | $23 | $0 | $23 | 0.02% |
| THOMAS E NORMAN3 | 917 ELDORADO DR DOTHAN, AL 36303 | AFLAC | $22 | $0 | $22 | 0.02% |
| HILDA L HARDY3 | 1202 AMHERST DR DOTHAN, AL 36305 | AFLAC | $20 | $0 | $20 | 0.02% |
| LARA CARLSON3 Filed as: LARA K CARLSON | 106 LAUREL VIEW DR ST SIMONS ISLAND, GA 31522 | AFLAC | $19 | $0 | $19 | 0.02% |
| FRANCIS O MATHEWS3 | PO BOX 8 MALONE, FL 32445 | AFLAC | $19 | $0 | $19 | 0.02% |
| LYNNE HUDGINS MOORE3 | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $17 | $0 | $17 | 0.02% |
| JAMES D RICHBURG II3 | 620 MARTIN LAKES DR E JACKSONVILLE, FL 32220 | AFLAC | $17 | $0 | $17 | 0.02% |
| MICHAEL J THRASHER3 | 19723 DESNA DR PORTER, TX 77365 | AFLAC | $11 | $0 | $11 | 0.01% |
| BEVERLY L ENGLAND3 | PO BOX 253 SARALAND, AL 36571 | AFLAC | $8 | $0 | $8 | 0.01% |
| JOHN W AMOS3 | 10051 VETERANS PKWY STE B2 MIDLAND, GA 31820 | AFLAC | $8 | $0 | $8 | 0.01% |
| DWAYNE B ALLEN3 | 189 DIAMOND POINTE DR MAUMELLE, AZ 72113 | AFLAC | $8 | $0 | $8 | 0.01% |
| THOMAS R BAILEY3 | 142 MAPLE CT NW CHARLESTON, TN 37310 | AFLAC | $8 | $0 | $8 | 0.01% |
| JOHN W AMOS3 Filed as: JOHN P THOMPSON JR | 236 HAVERSHAM RD DELTONA, FL 32725 | AFLAC | $5 | $0 | $5 | 0.00% |
| MASKILL ENTERPRISES INC3 | PO BOX 1702 POINT CLEAR, AL 36564 | AFLAC | $4 | $0 | $4 | 0.00% |
| WILLIAM L AMOS III3 | 7100 STILLWATER DRIVE COLUMBUS, GA 31904 | AFLAC | $3 | $0 | $3 | 0.00% |
| DENNIS W CAMDEN3 | 101 N JEFFERSON ST RM 305 MEXICO, MO 65265 | AFLAC | $3 | $0 | $3 | 0.00% |
| JOEL SANDERS3 Filed as: JOEL A SANDERS | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $3 | $0 | $3 | 0.00% |
| RONALD EUGENE WALLACE3 | PO BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $2 | $0 | $2 | 0.00% |
| SUE C TUCKER3 | 9856 US HWY 29 N CUSSETA, AL 36852 | AFLAC | $1 | $0 | $1 | 0.00% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 4640 S STEWART AVE SPRINGFIELD, MO 65804 | AFLAC | $1 | $0 | $1 | 0.00% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | PO BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 15.55% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | PO BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $4K | 15.48% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | PO BOX 6087 HUNTSVILLE, AL 35813 | AMERITAS LIFE INSURANCE CORP | $2K | $244 | $2K | 11.48% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | PO BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $734 | $2K | 15.59% |
| ONESOURCE BROKERAGE3 | 3155 MIDTOWN PART S ATTN MARTHA LAMON MOBILE, AL 36606 | METROPOLITAN LIFE INSURANCE COMPANY | $104 | $0 | $104 | 1.12% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO | MARSH AND MCLENNAN AGENCY LLC PO BOX 70 WEST POINT, GA 31833 | METROPOLITAN LIFE INSURANCE COMPANY | $42 | $0 | $42 | 0.45% |
| PAUL S WATKINS3 | PO BOX 967 TROY, AL 36081 | METROPOLITAN LIFE INSURANCE COMPANY | $30 | $0 | $30 | 0.32% |
| TB&T INVESTMENTS INC3 Filed as: TB&T INVESTMENTS | PO BOX 967 TROY, AL 36081 | METROPOLITAN LIFE INSURANCE COMPANY | $12 | $0 | $12 | 0.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AMERITAS LIFE INSURANCE CORP | 224 | $16K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 156 | $31K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 127 | $118K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 156 | $29K |
| Other(3 contracts, 3 carriers) | AFLAC | 156 | $145K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 224 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.