| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JEFFREY REED3 | 29167 FLEETA ROAD OPP, AL 36467 | AFLAC | $4K | $57 | $4K | 3.76% |
| MARGARET E MAYO3 | 209 DAPHNE DR ENTERPRISE, AL 36330 | AFLAC | $2K | $0 | $2K | 1.92% |
| PAUL S WATKINS3 Filed as: PAUL WATKINS | P.O. BOX 269 TROY, AL 36081 | AFLAC | $2K | $0 | $2K | 1.72% |
| SAIC INC3 Filed as: SAIC | 1969 BRADLEY PARK DRIVE ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $2K | $0 | $2K | 1.70% |
| DAVID N DAVIS3 | 6901 D AND B LN WING, AL 36483 | AFLAC | $2K | $0 | $2K | 1.64% |
| BUCK MAYO JR3 | 209 DAPHNE DRIVE ENTERPRISE, AL 36330 | AFLAC | $803 | $0 | $803 | 0.83% |
| BRIAN V ANDREWS3 | 5728 TAMARACK DRIVE PACE, FL 32571 | AFLAC | $560 | $14 | $574 | 0.60% |
| BRIAN ANDREWS3 | 5728 TAMARACK DRIVE PACE, FL 32571 | AFLAC | $563 | $0 | $563 | 0.58% |
| KELVIN MICHAEL RICE0 | 623 WESTBROOK ROAD DOTHAN, AL 36303 | AFLAC | $429 | $0 | $429 | 0.45% |
| RICKEY L BOOTHE3 | P.O. BOX 584 OPP, AL 36467 | AFLAC | $392 | $0 | $392 | 0.41% |
| LESLIE HALL MCCORMICK3 | 31633 BOSTON ROAD DOZIER, AL 36028 | AFLAC | $257 | $0 | $257 | 0.27% |
| BARBARA R KOGUT3 | 2631 COLUMBIA ST HOUSTON, TX 77008 | AFLAC | $159 | $0 | $159 | 0.17% |
| JULIET WEST ADAMS3 | 202 CROWHILL ROAD TROY, AL 36081 | AFLAC | $132 | $0 | $132 | 0.14% |
| HENRY A CURTIS3 Filed as: HENRY CURTIS | 203 EMERALD DRIVE TROY, AL 36079 | AFLAC | $116 | $0 | $116 | 0.12% |
| EDDIE J TORRES3 Filed as: EDDIE TORRES | 33 EDENWOOD DRIVE FREEPORT, FL 32439 | AFLAC | $110 | $0 | $110 | 0.11% |
| BRENT LEE EDENFIELD3 | P.O. BOX 951 PINE MOUNTAIN, GA 31822 | AFLAC | $95 | $0 | $95 | 0.10% |
| JADE LEE DAVIS3 | 236 COUNTY ROAD 3329 BRUNDIDGE, AL 36010 | AFLAC | $70 | $14 | $84 | 0.09% |
| BRITTANY N BLACK3 | 4095 DASHER ROAD LAKE PARK, GA 31636 | AFLAC | $69 | $0 | $69 | 0.07% |
| JOHN TODD LEE3 | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $53 | $0 | $53 | 0.06% |
| STAN A SHERLIN | 773 TOWN LAKE DR MONTGOMERY, AL 36117 | AFLAC | $44 | — | $44 | 0.05% |
| SELINA STURGIS3 | 4095 DASHER DR LAKE PARK, GA 31636 | AFLAC | $37 | $0 | $37 | 0.04% |
| BEVERLY L ENGLAND3 | P.O. BOX 253 SARALAND, AL 36571 | AFLAC | $35 | $0 | $35 | 0.04% |
| BRIAN E HICKS3 | 2739 AMERICUS DR THOMPSONS STATION, TN 37179 | AFLAC | $30 | $0 | $30 | 0.03% |
| RHONDA M WHIDDON3 | 120 TELFORD PL DOTHAN, AL 36305 | AFLAC | $28 | $0 | $28 | 0.03% |
| MICHAEL J THRASHER3 | 19723 DESNA DR PORTER, TX 77365 | AFLAC | $27 | $0 | $27 | 0.03% |
| TROY INSURANCE CONSULTANTS3 | P.O. BOX 269 TROY, AL 36081 | AFLAC | $24 | $0 | $24 | 0.02% |
| THOMAS E NORMAN3 | 917 ELDORADO DRIVE DOTHAN, AL 36303 | AFLAC | $23 | $0 | $23 | 0.02% |
| JAMES D RICHBURG SR3 Filed as: JAMES D. RICHBURG SR | 1341 MITCHELL RD BRANTLEY, AL 36009 | AFLAC | $23 | $0 | $23 | 0.02% |
| HILDA L HARDY3 | 1202 AMHERST DR DOTHAN, AL 36305 | AFLAC | $21 | $0 | $21 | 0.02% |
| MATHIS BENEFIT SERVICES LLC3 | 7310 NORTH LAKE DR STE B COLUMBUS, GA 31909 | AFLAC | $20 | — | $20 | 0.02% |
| DWAYNE B ALLEN3 | 189 DIAMOND POINTE DR MAUMELLE, AR 72113 | AFLAC | $20 | $0 | $20 | 0.02% |
| LARA CARLSON3 Filed as: LARA K CARLSON | 106 LAUREL VIEW DR ST SIMONS ISLAND, GA 31522 | AFLAC | $19 | $0 | $19 | 0.02% |
| MASKILL ENTERPRISES INC3 | P.O. BOX 1702 POINT CLEAR, AL 36564 | AFLAC | $19 | — | $19 | 0.02% |
| JAMES D RICHBURG II3 | 620 MARTIN LAKES DR E JACKSONVILLE, FL 32220 | AFLAC | $17 | $0 | $17 | 0.02% |
| SANDRA C MATHIS3 | 7310 NORTH LAKE DR STE B COLUMBUS, GA 31909 | AFLAC | $13 | $0 | $13 | 0.01% |
| THE HORTON GROUP3 Filed as: MEGHAN HORTON BOWEN | 8650 MINNIE BROWN RD STE 124 MONTGOMERY, AL 36117 | AFLAC | $13 | $0 | $13 | 0.01% |
| MICHAEL FOWLER3 | 2204 EXECUTIVE PARK DR OPELIKA, AL 36801 | AFLAC | $13 | $0 | $13 | 0.01% |
| JOHN E CARTER III3 | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $13 | $0 | $13 | 0.01% |
| LYNNE HUDGINS MOORE3 | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $13 | $0 | $13 | 0.01% |
| RONALD EUGENE WALLACE3 | P.O. BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $10 | $0 | $10 | 0.01% |
| THOMAS R BAILEY3 | 142 MAPLE CT NW CHARLESTON, TN 37310 | AFLAC | $9 | $0 | $9 | 0.01% |
| JOHN W AMOS3 | 10051 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $7 | $0 | $7 | 0.01% |
| DENNIS W CAMDEN3 | 101 N JEFFERSON ST RM 305 MEXICO, MO 65265 | AFLAC | $7 | $0 | $7 | 0.01% |
| JOHN W AMOS3 Filed as: JOHN P THOMPSON JR | 236 HAVERSHAM RD DELTONA, FL 32725 | AFLAC | $5 | $0 | $5 | 0.01% |
| WILLIAM L AMOS III3 | 7100 STILLWATER DRIVE COLUMBUS, GA 31904 | AFLAC | $3 | $0 | $3 | 0.00% |
| JOEL SANDERS3 Filed as: JOEL A SANDERS | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $2 | $0 | $2 | 0.00% |
| SUE C TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $1 | $0 | $1 | 0.00% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 4640 S STEWART AVE SPRINGFIELD, MO 65804 | AFLAC | $1 | $0 | $1 | 0.00% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | P.O. 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 15.36% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $5K | 15.37% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 15.57% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | P. O. BOX 6087 HUNTSVILLE, AL 35813 | AMERITAS LIFE INSURANCE CORP | $2K | $391 | $2K | 12.11% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | P.O BOX 6087 HUNTSVILLE, AL 35813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $832 | $2K | 15.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 169 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 279 | $1.4M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 279 | $1.4M |
| Vision | AMERITAS LIFE INSURANCE CORP | 255 | $19K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 168 | $46K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 102 | $110K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 168 | $36K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 279 | $1.4M |
| Other(5 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 279 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 279 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.